Thomasville National Bank

This is a financial institution offering SBA loan programs and business banking services designed to support small and medium-sized businesses in the community.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.

Thomasville National Bank's main office operates 8:30 AM to 4:00 PM Monday through Thursday and 8:30 AM to 5:30 PM on Friday. Please confirm specific hours with the bank.

There are no fees to access basic banking information, but loan application fees and closing costs may apply for specific services.

This service is open to local business owners and residents seeking SBA financing solutions.

A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

The main office is closed weekends, but the Remington Branch location operates 9:00 AM to 12:00 PM on Saturday. Confirm weekend availability with your branch.

Thomasville National Bank is located in Georgia — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Thomasville National Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Thomasville National Bank itself, which runs its own lending under its own ownership. If you work at Thomasville National Bank, you can claim this listing from this page to manage it.

The core details for Thomasville National Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Thomasville National Bank before applying. If you represent Thomasville National Bank, claim this listing to keep its information up to date.

You can reach Thomasville National Bank by phone at (229) 226-3300 or online at tnbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Thomasville National Bank before relying on them.

Like most SBA lenders, Thomasville National Bank can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Thomasville National Bank directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Thomasville National Bank participates in SBA Express depends on its specific SBA lending authority. Contact Thomasville National Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Thomasville National Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Thomasville National Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Thomasville National Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Thomasville National Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Thomasville National Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Thomasville National Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Thomasville National Bank weighs this case by case under its own policy, so be upfront about your history and ask Thomasville National Bank how it evaluates prior bankruptcies.