Alabama
Top SBA lenders in Birmingham
Businesses in the Birmingham area have received $548M across 1,053 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in Birmingham | Rating |
|---|---|---|---|
| 1 | ServisFirst Bank | $58M | 3.7(35) |
| 2 | Regions Bank | $34M | 2.7(108) |
| 3 | United Community Bank | $33M | 3.8(23) |
| 4 | Pinnacle Bank | $27M | 3.3(19) |
| 5 | Live Oak Banking Company | $24M | 3.4(145) |
| 6 | Florida Business Development Corporation | $22M | 4.8(8) |
| 7 | The Huntington National Bank | $20M | 2.2(69) |
| 8 | Valley National Bank | $19M | 3.8(59) |
| 9 | SouthPoint Bank | $17M | 3.7(13) |
| 10 | Wells Fargo Bank National Association | $16M | 3.0(23) |
| 11 | PNC Bank, National Association | $16M | 3.0(23) |
| 12 | Columbia Bank | $15M | 4.5(10) |
| 13 | Millennial Bank | $15M | 4.1(25) |
| 14 | Renasant Bank | $14M | 3.2(23) |
| 15 | SouthState Bank, National Association | $13M | 3.1(38) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all Alabama SBA lenders →
SBA lenders in Birmingham — common questions
Which SBA lender is most active in Birmingham?
ServisFirst Bank has approved the most SBA 7(a) & 504 funding for Birmingham-area businesses — $58M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have Birmingham businesses received?
Businesses in the Birmingham area have received $548M across 1,053 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in Birmingham?
No. SBA loans are federal, so a national or out-of-state lender can fund your Birmingham business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top Birmingham SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the Birmingham area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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