Bank
4.8(21)
SBA Lenders in Alabama
105 SBA lenders have funded 6,686 approved SBA loans for Alabama businesses.
19 are based in Alabama; the rest are national or multi-state lenders that actively fund Alabama businesses.
SBA lenders serving Alabama
All 105 lenders that fund SBA loans for Alabama businesses — 19 based in Alabama, plus national and multi-state lenders. Multi-state listings link to their branch finder for Alabama.
Top-rated in Alabama
- Bank4.7(26)
Bank4.6(18)
105 lenders
Bank5.0(9)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Alabama — 13 approved
Find a local branch →Bank5.0(8)
Community Bank of Mississippi
1905 Community Bank Way
Flowood, Mississippi
Serves Alabama — 87 approved
Find a local branch →Bank5.0(8)
BankFirst Financial Services
900 Main St
Columbus, Mississippi
Serves Alabama — 88 approved
Find a local branch →Bank5.0(6)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves Alabama — 8 approved
Find a local branch →Bank5.0(6)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves Alabama — 5 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Find a local branch →Bank5.0(1)
Bank4.9(109)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Alabama — 26 approved
Find a local branch →Bank4.8(3862)
First Horizon Bank
165 Madison Ave
Memphis, Tennessee
Serves Alabama — 40 approved
Find a local branch →Bank4.8(379)
Florida Business Development Corporation
1715 North Westshore Blvd
Tampa, Florida
Serves Alabama — 279 approved
Find a local branch →Development Company4.8(8)
Bank4.7(172)
Coastal States Bank
5, Bow Circle
Hilton Head Island, South Carolina
Serves Alabama — 31 approved
Find a local branch →Bank4.7(16)
American Commerce Bank, National Association
400 US Hwy 27 By-Pass
Bremen, Georgia
Serves Alabama — 17 approved
Find a local branch →Bank4.7(15)
Loyal Trust Bank
11675 Medlock Bridge Rd
Johns Creek, Georgia
Serves Alabama — 7 approved
Find a local branch →Bank4.7(10)Verified 
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves Alabama — 30 approved
Find a local branch →Bank4.6(207)
Banc of California
11611 San Vicente Blvd, Ste 50
Los Angeles, California
Serves Alabama — 11 approved
Find a local branch →Bank4.6(22)
First Bank
205 SE Broad St
Southern Pines, North Carolina
Serves Alabama — 5 approved
Find a local branch →Bank4.6(10)
Bank4.6(9)
The Citizens National Bank of Meridian
512 22nd Ave
Meridian, Mississippi
Serves Alabama — 12 approved
Find a local branch →Bank4.5(20)
Bank4.5(12)
Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves Alabama — 84 approved
Find a local branch →Bank4.5(10)
Verified 
First Internet Bank of Indiana
8701 E 116th St
Fishers, Indiana
Serves Alabama — 8 approved
Find a local branch →Bank4.4(557)
Climate First Bank
182 37th Ave N
St. Petersburg, Florida
Serves Alabama — 6 approved
Find a local branch →Bank4.4(96)
JPMorgan Chase Bank, National Association
1111 Polaris Pkwy
Columbus, Ohio
Serves Alabama — 11 approved
Find a local branch →Bank4.3(144)
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, Wisconsin
Serves Alabama — 27 approved
Find a local branch →Bank4.3(78)
First National Bank of Pulaski
206 S 1st St
Pulaski, Tennessee
Serves Alabama — 33 approved
Find a local branch →Bank4.3(33)
Bank4.3(26)
Embassy National Bank
1817 N Brown Rd
Lawrenceville, Georgia
Serves Alabama — 17 approved
Find a local branch →Bank4.3(16)
Bank4.2(81)
Gulf Coast Bank and Trust Company
200 St. Charles Ave
New Orleans, Louisiana
Serves Alabama — 9 approved
Find a local branch →Bank4.2(24)
Bank4.2(15)
Celtic Bank Corporation
268 S State St, Ste 300
Salt Lake City, Utah
Serves Alabama — 130 approved
Find a local branch →Bank4.1(348)
First Merchants Bank
8711 River Crossing Blvd.
Indianapolis, Indiana
Serves Alabama — 6 approved
Find a local branch →Bank4.1(21)Touchmark National Bank
3651 Old Milton Pkwy
Alpharetta, Georgia
Serves Alabama — 14 approved
Find a local branch →Bank4.1(20)
Every SBA lender serving Alabama, A to Z
The complete index of all 105 lenders that fund SBA loans for Alabama businesses. Every name links to that lender's full listing.
#
- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, Alabama
A
- American Commerce Bank, National Association — Bremen, Georgia
- Ameris Bank — Atlanta, Georgia
B
- Banc of California — Los Angeles, California
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Hope — Los Angeles, California
- BankFirst Financial Services — Columbus, Mississippi
- BankPlus — Belzoni, Mississippi
- BankUnited, National Association — Miami Lakes, Florida
- BayFirst National Bank — Saint Petersburg, Florida
- Beacon Bank and Trust — Brookline, Massachusetts
- BHM Bank — Birmingham, Alabama
- Bryant Bank — Tuscaloosa, Alabama
- Byline Bank — Chicago, Illinois
C
- Celtic Bank Corporation — Salt Lake City, Utah
- Centennial Bank — Conway, Arkansas
- Central State Bank — Calera, Alabama
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- Citizens Bank — Elizabethton, Tennessee
- Climate First Bank — St. Petersburg, Florida
- Coastal States Bank — Hilton Head Island, South Carolina
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- CommerceOne Bank — Birmingham, Alabama
- Commonwealth Business Bank — Los Angeles, California
- Commonwealth National Bank — Mobile, Alabama
- Community Bank of Mississippi — Flowood, Mississippi
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- Customers Bank — Malvern, Pennsylvania
E
- East West Bank — Pasadena, California
- Embassy National Bank — Lawrenceville, Georgia
F
- Fifth Third Bank — Cincinnati, Ohio
- First Bank — Southern Pines, North Carolina
- First Bank of Alabama — Talladega, Alabama
- First Bank of the Lake — Osage Beach, Missouri
- First Business Bank — Madison, Wisconsin
- First Horizon Bank — Memphis, Tennessee
- First Internet Bank of Indiana — Fishers, Indiana
- First Merchants Bank — Indianapolis, Indiana
- First National Bank of Pulaski — Pulaski, Tennessee
- First US Bank — Birmingham, Alabama
- First Western SBLC, Inc — Dallas, Texas
- Five Star Bank — Rancho Cordova, California
- Five Star Credit Union — Dothan, Alabama
- Florida Business Development Corporation — Tampa, Florida
- Friend Bank — Slocomb, Alabama
G
- GBank — Las Vegas, Nevada
- Grasshopper Bank National Association — New York, New York
- Gulf Coast Bank — New Orleans, Louisiana
- Gulf Coast Bank and Trust Company — New Orleans, Louisiana
H
- Hancock Whitney Bank — Gulfport, Mississippi
- Harvest Small Business Finance, LLC — Laguna Hills, California
- HomeTrust Bank — Asheville, North Carolina
I
- Independence Bank — East Greenwich, Rhode Island
- Investar Bank, National Association — Baton Rouge, Louisiana
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- KeyBank National Association — Cleveland, Ohio
L
- Lendistry SBLC, LLC — Los Angeles, California
- Live Oak Banking Company — Wilmington, North Carolina
- Loyal Trust Bank — Johns Creek, Georgia
M
- Metro City Bank — Doraville, Georgia
- MidSouth Bank — Dothan, Alabama
- Millennial Bank — Leeds, Alabama
N
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- North State Bank — Raleigh, North Carolina
O
- Oakworth Capital Bank — Birmingham, Alabama
- Open Bank — Los Angeles, California
P
- Pathward National Association — Sioux Falls, South Dakota
- PCB Bank — Los Angeles, California
- Peoples Bank — Mendenhall, Mississippi
- Peoples Bank of Alabama — Cullman, Alabama
- PeoplesSouth Bank — Colquitt, Georgia
- Pinnacle Bank — Nashville, Tennessee
- PNC Bank, National Association — Wilmington, Delaware
- PromiseOne Bank — Duluth, Georgia
R
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Regions Bank — Birmingham, Alabama
- Renasant Bank — Tupelo, Mississippi
- River Bank and Trust — Prattville, Alabama
S
- Sabre Finance — Birmingham, Alabama
- Seacoast National Bank — Stuart, Florida
- ServisFirst Bank — Birmingham, Alabama
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- SmartBank — Pigeon Forge, Tennessee
- SouthPoint Bank — Birmingham, Alabama
- SouthState Bank, National Association — Winter Haven, Florida
- Stearns Bank National Association — Saint Cloud, Minnesota
- Stone Bank — Mountain View, Arkansas
T
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Citizens National Bank of Meridian — Meridian, Mississippi
- The Huntington National Bank — Columbus, Ohio
- Touchmark National Bank — Alpharetta, Georgia
- Truist Bank — Charlotte, North Carolina
- Trustmark Bank — Jackson, Mississippi
U
- U.S. Bank, National Association — Cincinnati, Ohio
- UniBank — Lynnwood, Washington
- United Community Bank — Greenville, South Carolina
- United Midwest Savings Bank National Association — De Graff, Ohio
V
- Valley National Bank — Passaic, New Jersey
- VelocitySBA, LLC — Irving, Texas
W
- Wallis Bank — Wallis, Texas
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
Skip the calling-around in Alabama
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Get My Alabama ShortlistAlabama SBA lender questions
How many SBA lenders serve Alabama?
105 lenders have funded SBA loans for Alabama businesses (6,686 approved loans in total) — 19 based in Alabama, plus national and multi-state lenders that fund Alabama borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Alabama?
Yes. SBA loans are federal, so an out-of-state lender can fund your Alabama business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Alabama?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Oakworth Capital Bank currently holds the top rating among Alabama-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in Alabama
The Alabama cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.