California
Top SBA lenders in Oakland
Businesses in the Oakland area have received $650M across 1,276 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in Oakland | Rating |
|---|---|---|---|
| 1 | Mortgage Capital Development Corporation | $84M | 4.6(31) |
| 2 | Wells Fargo Bank National Association | $73M | 3.0(23) |
| 3 | U.S. Bank, National Association | $50M | 2.1(31) |
| 4 | BMO Bank National Association | $32M | 1.8(30) |
| 5 | Columbia Bank | $26M | 4.5(10) |
| 6 | East West Bank | $24M | 3.7(17) |
| 7 | JPMorgan Chase Bank, National Association | $22M | 4.3(144) |
| 8 | Fremont Bank | $21M | 3.4(33) |
| 9 | Main Street Launch | $18M | 4.1(8) |
| 10 | Live Oak Banking Company | $18M | 3.4(145) |
| 11 | City National Bank | $17M | 3.6(28) |
| 12 | Heritage Bank of Commerce | $15M | 2.9(12) |
| 13 | Western Alliance Bank | $14M | 3.0(43) |
| 14 | Commercial Bank of California | $13M | 3.4(9) |
| 15 | Harvest Small Business Finance, LLC | $13M | 3.7(116) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all California SBA lenders →
SBA lenders in Oakland — common questions
Which SBA lender is most active in Oakland?
Mortgage Capital Development Corporation has approved the most SBA 7(a) & 504 funding for Oakland-area businesses — $84M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have Oakland businesses received?
Businesses in the Oakland area have received $650M across 1,276 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in Oakland?
No. SBA loans are federal, so a national or out-of-state lender can fund your Oakland business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top Oakland SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the Oakland area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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