Bank
5.0(3)
SBA Lenders in California
256 SBA lenders have funded 129,727 approved SBA loans for California businesses.
106 are based in California; the rest are national or multi-state lenders that actively fund California businesses.
SBA lenders serving California
All 256 lenders that fund SBA loans for California businesses — 106 based in California, plus national and multi-state lenders. Multi-state listings link to their branch finder for California.
Top-rated in California
Bank5.0(3)- Bank5.0(1)
Bank5.0(1)
256 lenders
Port 51 Lending LLC
2 Park Avenue
New York, New York
Serves California — 127 approved
Find a local branch →Bank5.0(45)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves California — 48 approved
Find a local branch →Bank5.0(8)
Bank5.0(7)
Bank5.0(6)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves California — 24 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves California — 26 approved
Find a local branch →Bank5.0(1)- Bank5.0(1)
Bank5.0(1)
Fountainhead SBF LLC
201 S. Bumby Ave.
Orlando, Florida
Serves California — 11 approved
Find a local branch →Bank4.9(2276)
Luminate Bank
2523 S Wayzata Blvd, Ste 100
Minneapolis, Minnesota
Serves California — 15 approved
Find a local branch →Bank4.9(899)First Federal Bank
4705 W US Hwy 90
Lake City, Florida
Serves California — 7 approved
Find a local branch →Bank4.9(144)
Bank4.9(109)
Bank4.9(55)
Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves California — 6 approved
Find a local branch →Bank4.8(438)Fresno Community Development Financial Institution dba Access Plus Capital
2607 Fresno Street
California
Find a local branch →Development Company4.8(50)
Merchants Bank of Indiana
410 Monon Blvd
Carmel, Indiana
Serves California — 13 approved
Find a local branch →Bank4.8(25)
Credit Union4.7(426)
Citizens Bank
300 Broad St
Elizabethton, Tennessee
Serves California — 190 approved
Find a local branch →Bank4.7(172)
Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves California — 20 approved
Find a local branch →Bank4.7(40)
Coastal States Bank
5, Bow Circle
Hilton Head Island, South Carolina
Serves California — 7 approved
Find a local branch →Bank4.7(16)
Florida Capital Bank, National Association
10151 Deerwood Park Blvd, Ste
Jacksonville, Florida
Serves California — 10 approved
Find a local branch →Bank4.7(15)Milestone Bank
310 S Main St, Ste 900
Salt Lake City, Utah
Serves California — 6 approved
Find a local branch →Bank4.7(14)
Paragon Bank
5400 Poplar Ave, Ste 150
Memphis, Tennessee
Serves California — 6 approved
Find a local branch →Bank4.7(6)
Bank4.6(510)Verified 
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves California — 343 approved
Find a local branch →Bank4.6(207)
Credit Union4.6(78)
Southern Bank
2991 Oak Grove Rd
Poplar Bluff, Missouri
Serves California — 5 approved
Find a local branch →Bank4.6(58)
Development Company4.6(31)
Bank4.6(22)
First Bank
205 SE Broad St
Southern Pines, North Carolina
Serves California — 254 approved
Find a local branch →Bank4.6(10)
Servbank National Association
3201 Orchard Rd
Oswego, Illinois
Serves California — 12 approved
Find a local branch →Bank4.5(2409)
Development Company4.5(67)- Development Company4.5(15)
- Bank4.5(12)
Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves California — 3,447 approved
Find a local branch →Bank4.5(10)
Every SBA lender serving California, A to Z
The complete index of all 256 lenders that fund SBA loans for California businesses. Every name links to that lender's full listing.
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- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, Alabama
A
- Academy Bank National Association — Kansas City, Missouri
- Accion Opportunity Fund Community Development — California
- Alerus Financial, National Association — Grand Forks, North Dakota
- AltaOne FCU — Ridgecrest, California
- Altos Bank — Los Altos, California
- American Business Bank — Anaheim, California
- American Continental Bank — City Of Industry, California
- American Momentum Bank — College Station, Texas
- American National Bank — Omaha, Nebraska
- American Plus Bank National Association — Arcadia, California
- American Riviera Bank — Santa Barbara, California
- Ameris Bank — Atlanta, Georgia
- AMPAC Tri-State CDC, Inc. — Ontario, California
- Arcata Economic Development Corporation — Eureka, California
- Arizona Financial Credit Union — Phoenix, Arizona
- Arrowhead Federal Credit Union — Rancho Cucamonga, California
B
- Banc of California — Los Angeles, California
- Banesco USA — Miami, Florida
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Guam — Hagatna (Agana), Guam
- Bank of Hope — Los Angeles, California
- Bank of San Francisco — San Francisco, California
- Bank of the Orient — San Francisco, California
- Bank of the Sierra — Porterville, California
- BankUnited, National Association — Miami Lakes, Florida
- Bankwell Bank — New Canaan, Connecticut
- Banner Bank — Walla Walla, Washington
- BayFirst National Bank — Saint Petersburg, Florida
- Beach Cities Commercial Bank — Irvine, California
- Beacon Bank and Trust — Brookline, Massachusetts
- Beacon Business Bank National Association — San Francisco, California
- Beneficial State Bank — Oakland, California
- Blue Ridge Bank National Association — Martinsville, Virginia
- BMO Bank National Association — Chicago, Illinois
- Busey Bank — Champaign, Illinois
- Business Finance Capital — Los Angeles, California
- Byline Bank — Chicago, Illinois
C
- Cache Valley Bank — Logan, Utah
- Cali Bank, N.A. — Westminster, California
- California Bank of Commerce, NA — San Diego, California
- California Business Bank — Irvine, California
- California FarmLink — Aptos, California
- California Federal Credit Union — Glendale, California
- California Statewide Certified Development Corporation — Davis, California
- CalPrivate Bank — La Jolla, California
- Capital Bank, National Association — Rockville, Maryland
- Capital Community Bank — Provo, Utah
- Capital One, National Association — Mclean, Virginia
- Cathay Bank — Los Angeles, California
- CDC Small Business Finance Corp. — San Diego, California
- Celtic Bank Corporation — Salt Lake City, Utah
- Centerstone SBA Lending, Inc. — Los Angeles, California
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- CIBC Bank USA — Chicago, Illinois
- Citibank, N.A. — Sioux Falls, South Dakota
- Citizens Bank — Elizabethton, Tennessee
- Citizens Business Bank National Association — Ontario, California
- City National Bank — Los Angeles, California
- City National Bank of Florida — Miami, Florida
- Climate First Bank — St. Petersburg, Florida
- Coast Central Credit Union — Eureka, California
- Coastal States Bank — Hilton Head Island, South Carolina
- Coasthills Federal Credit Union — Santa Maria, California
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- CommerceWest Bank — Irvine, California
- Commercial Bank of California — Irvine, California
- Commonwealth Business Bank — Los Angeles, California
- Community Bank of Santa Maria — Santa Maria, California
- Community Banks of Colorado, A Division of NBH Bank — Greenwood Village, Colorado
- Community West Bank — Fresno, California
- ConnectOne Bank — Englewood Cliffs, New Jersey
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- CTBC Bank Corp. (USA). — Los Angeles, California
- Customers Bank — Malvern, Pennsylvania
E
- East West Bank — Pasadena, California
- Endeavor Bank — San Diego, California
- EverBank National Association — Jacksonville, Florida
- EverTrust Bank — City Of Industry, California
- Evolve Bank and Trust — West Memphis, Arkansas
F
- FFB Bank — Fresno, California
- Fifth Third Bank — Cincinnati, Ohio
- FinWise Bank — Sandy, Utah
- First Bank — Southern Pines, North Carolina
- First Bank of Central Ohio — Worthington, Ohio
- First Bank of the Lake — Osage Beach, Missouri
- First Business Bank — Madison, Wisconsin
- First Citizens Bank — Mason City, Iowa
- First Commercial Bank (USA) — Alhambra, California
- First Commonwealth Bank — Indiana, Pennsylvania
- First Federal Bank — Lake City, Florida
- First Foundation Bank — Irvine, California
- First General Bank — Rowland Heights, California
- First Internet Bank of Indiana — Fishers, Indiana
- First Merchants Bank — Indianapolis, Indiana
- First National Bank of Pennsylvania — Greenville, Pennsylvania
- First Northern Bank of Dixon — Dixon, California
- First Pacific Bank — Whittier, California
- First U.S. Community CU — Sacramento, California
- First Western SBLC, Inc — Dallas, Texas
- Five Star Bank — Rancho Cordova, California
- Flagstar Bank National Association — Hicksville, New York
- Florida Capital Bank, National Association — Jacksonville, Florida
- Fountainhead SBF LLC — Orlando, Florida
- Fremont Bank — Fremont, California
- Fresno Community Development Financial Institution dba Access Plus Capital — California
- Frontwave Credit Union — Oceanside, California
- FWBank — Chicago, Illinois
G
- Gateway Bank FSB — Oakland, California
- GBank — Las Vegas, Nevada
- GBC International Bank — Los Angeles, California
- Genesis Bank — Newport Beach, California
- Genisys CU — Auburn Hills, Michigan
- Glacier Bank — Kalispell, Montana
- Golden Bank National Association — Houston, Texas
- Golden Valley Bank — Chico, California
- Grasshopper Bank National Association — New York, New York
- Gulf Coast Bank — New Orleans, Louisiana
- Gulf Coast Bank and Trust Company — New Orleans, Louisiana
H
- Hana Small Business Lending, Inc. — Los Angeles, California
- Hanmi Bank — Los Angeles, California
- Hanover Community Bank — Mineola, New York
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heritage Bank Inc — Burlington, Kentucky
- Heritage Bank of Commerce — San Jose, California
- Hiawatha National Bank — Hager City, Wisconsin
- Home Bank of California — San Diego, California
- HomeTrust Bank — Asheville, North Carolina
- HSBC Bank USA National Association — Tysons, Virginia
I
- Icon Business Bank — Riverside, California
- InBank — Raton, New Mexico
- IncredibleBank — Wausau, Wisconsin
- Independence Bank — East Greenwich, Rhode Island
- Integro Bank — Phoenix, Arizona
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- KeyBank National Association — Cleveland, Ohio
- KeyPoint CU — San Jose, California
- Kinecta FCU — Manhattan Beach, California
L
- Leader Bank, National Association — Arlington, Massachusetts
- LendingClub Bank, National Association — Lehi, Utah
- Lendistry SBLC, LLC — Los Angeles, California
- Live Oak Banking Company — Wilmington, North Carolina
- Luminate Bank — Minneapolis, Minnesota
M
- Magnifi Financial CU — Melrose, Minnesota
- Main Street Launch — Oakland, California
- Manufacturers and Traders Trust Company — Buffalo, New York
- Meadows Bank — Las Vegas, Nevada
- Mechanics Bank — Walnut Creek, California
- Mega Bank — San Gabriel, California
- Merchants Bank of Indiana — Carmel, Indiana
- Meridian Bank — Malvern, Pennsylvania
- Meriwest Credit Union — San Jose, California
- Metro City Bank — Doraville, Georgia
- MidFirst Bank — Oklahoma City, Oklahoma
- Milestone Bank — Salt Lake City, Utah
- Mission Bank — Bakersfield, California
- Mission Valley Bank — Sun Valley, California
- Monterey County Bank — Monterey, California
- Monterra Credit Union — Redwood City, California
- Morris Bank — Dublin, Georgia
- Mortgage Capital Development Corporation — Oakland, California
- MVB Bank, Inc. — Fairmont, West Virginia
N
- Navy FCU — Vienna, Virginia
- Neighborhood National Bank — El Cajon, California
- New Omni Bank, National Association — Alhambra, California
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- North State Bank — Raleigh, North Carolina
O
- Oak Valley Community Bank — Oakdale, California
- OakStar Bank — Springfield, Missouri
- Old National Bank — Evansville, Indiana
- Open Bank — Los Angeles, California
P
- PACE Finance Corporation — Los Angeles, California
- Pacific Alliance Bank — San Gabriel, California
- Paragon Bank — Memphis, Tennessee
- Partners Bank of California — Mission Viejo, California
- Pathward National Association — Sioux Falls, South Dakota
- Patriot Bank, National Association — Stamford, Connecticut
- PCB Bank — Los Angeles, California
- PCR Small Business Development — California
- Pinnacle Bank — Nashville, Tennessee
- Platinum Bank — Oakdale, Minnesota
- Plumas Bank — Quincy, California
- PNC Bank, National Association — Wilmington, Delaware
- Poppy Bank — Santa Rosa, California
- Port 51 Lending LLC — New York, New York
- Preferred Bank — Los Angeles, California
- Prestamos CDFI, LLC — Phoenix, Arizona
- PromiseOne Bank — Duluth, Georgia
R
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Redwood Capital Bank — Eureka, California
- Redwood CU — Santa Rosa, California
- Rockland Trust Company — Rockland, Massachusetts
- Royal Business Bank — Los Angeles, California
- Rural Community Assistance Corporation — West Sacramento, California
S
- SAFE CU — Folsom, California
- San Francisco Fire Credit Union — San Francisco, California
- Santa Cruz Community Credit Union — Santa Cruz, California
- SBA CLSC Servicing — -, District of Columbia
- Seacoast National Bank — Stuart, Florida
- Self-Help FCU — Durham, North Carolina
- Servbank National Association — Oswego, Illinois
- Shinhan Bank America — New York, New York
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- Small Business Bank — Lenexa, Kansas
- SMBC MANUBANK — Los Angeles, California
- SNB Bank, National Association — Shattuck, Oklahoma
- Southern Bancorp Bank — Arkadelphia, Arkansas
- Southern Bank — Poplar Bluff, Missouri
- SouthState Bank, National Association — Winter Haven, Florida
- Southwestern National Bank — Houston, Texas
- Stearns Bank National Association — Saint Cloud, Minnesota
- Stone Bank — Mountain View, Arkansas
- Summit State Bank — Santa Rosa, California
- Sunwest Bank — Sandy, Utah
T
- T Bank, National Association — Dallas, Texas
- Tandem Bank — Tucker, Georgia
- TD Bank, National Association — Wilmington, Delaware
- Technology Credit Union — San Jose, California
- Texas Capital Bank — Dallas, Texas
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Huntington National Bank — Columbus, Ohio
- Time Bank — Park Ridge, Illinois
- Titan Bank, National Association — Mineral Wells, Texas
- TowneBank — Portsmouth, Virginia
- Travis CU — Vacaville, California
- Tri Counties Bank — Chico, California
- Truist Bank — Charlotte, North Carolina
- Truliant FCU — Winston-Salem, North Carolina
U
- U.S. Bank, National Association — Cincinnati, Ohio
- UMB Bank, National Association — Kansas City, Missouri
- UniBank — Lynnwood, Washington
- United Business Bank — Walnut Creek, California
- United Community Bank — Greenville, South Carolina
- United Fidelity Bank, FSB — Evansville, Indiana
- United Midwest Savings Bank National Association — De Graff, Ohio
- United Pacific Bank — City Of Industry, California
- US Eagle FCU — Albuquerque, New Mexico
- US Metro Bank — Garden Grove, California
V
- Valley First Federal Credit Union — Modesto, California
- VelocitySBA, LLC — Irving, Texas
- Ventura County CU — Ventura, California
- Village Bank and Trust, National Association — Arlington Heights, Illinois
- Vision One CU — Sacramento, California
W
- WaFd Bank — Seattle, Washington
- Wallis Bank — Wallis, Texas
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
- West Coast Community Bank — Santa Cruz, California
- West Valley National Bank — Goodyear, Arizona
- Western Alliance Bank — Phoenix, Arizona
- Western State Bank — Devils Lake, North Dakota
- Woori America Bank — New York, New York
Z
- Zions Bank, A Division of — Salt Lake City, Utah
Skip the calling-around in California
Tell us your loan size and timeline. We'll shortlist the 3 California lenders most active in SBA lending, ranked by Google rating. Free, and your info only goes to lenders you approve.
Get My California ShortlistCalifornia SBA lender questions
How many SBA lenders serve California?
256 lenders have funded SBA loans for California businesses (129,727 approved loans in total) — 106 based in California, plus national and multi-state lenders that fund California borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside California?
Yes. SBA loans are federal, so an out-of-state lender can fund your California business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in California?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Altos Bank currently holds the top rating among California-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in California
The California cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.
- Los Angeles10,494
- San Diego5,151
- San Francisco3,109
- San Jose2,529
- Sacramento2,836
- Anaheim1,581
- Irvine1,620
- Fresno1,645
- Santa Ana1,268
- Riverside1,443
- Bakersfield1,391
- Long Beach1,403
- Ontario909
- Oakland1,276
- Burbank924
- Glendale1,018
- Gardena727
- Corona863
- Rancho Cucamonga869
- Hayward716
- Pasadena841
- Orange876
- Stockton678
- Torrance845
- Santa Rosa850
- Roseville851
- San Bernardino629
- Vernon318
- Huntington Beach807
- Fullerton697
- Santa Fe Springs479
- Costa Mesa740
- Temecula717
- Fontana610
- Pomona504
- Garden Grove627
- Santa Clara547
- Chino555