
SBA Lenders in California
256 SBA lenders have funded 129,727 approved SBA loans for California businesses.
106 are based in California; the rest are national or multi-state lenders that actively fund California businesses.
Featured in California
Featured 
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Bank5.0(3)Featured Featured 
SBA lenders serving California
All 256 lenders that fund SBA loans for California businesses — 106 based in California, plus national and multi-state lenders. Multi-state listings link to their branch finder for California.
252 lenders

Port 51 Lending LLC
2 Park Avenue
New York, New York
Serves California — 127 approved
Find a local branch →Bank5.0(45)

Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves California — 48 approved
Find a local branch →Bank5.0(8)
Bank5.0(6)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves California — 24 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves California — 26 approved
Find a local branch →Bank5.0(1)

Fountainhead SBF LLC
201 S. Bumby Ave.
Orlando, Florida
Serves California — 11 approved
Find a local branch →Bank4.9(2276)
Luminate Bank
2523 S Wayzata Blvd, Ste 100
Minneapolis, Minnesota
Serves California — 15 approved
Find a local branch →Bank4.9(899)First Federal Bank
4705 W US Hwy 90
Lake City, Florida
Serves California — 7 approved
Find a local branch →Bank4.9(144)
Bank4.9(109)
California International Bank, A National Banking Association
15606 Brookhurst St, Ste C-D
Westminster, California
Bank4.9(98)
Bank4.9(55)

First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves California — 6 approved
Find a local branch →Bank4.8(438)Fresno Community Development Financial Institution dba Access Plus Capital
2607 Fresno Street
California
Development Company4.8(50)
Merchants Bank of Indiana
410 Monon Blvd
Carmel, Indiana
Serves California — 13 approved
Find a local branch →Bank4.8(25)

Citizens Bank
300 Broad St
Elizabethton, Tennessee
Serves California — 190 approved
Find a local branch →Bank4.7(172)
Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves California — 20 approved
Find a local branch →Bank4.7(40)
Coastal States Bank
5, Bow Circle
Hilton Head Island, South Carolina
Serves California — 7 approved
Find a local branch →Bank4.7(16)
Florida Capital Bank, National Association
10151 Deerwood Park Blvd, Ste
Jacksonville, Florida
Serves California — 10 approved
Find a local branch →Bank4.7(15)Milestone Bank
310 S Main St, Ste 900
Salt Lake City, Utah
Serves California — 6 approved
Find a local branch →Bank4.7(14)
Paragon Bank
5400 Poplar Ave, Ste 150
Memphis, Tennessee
Serves California — 6 approved
Find a local branch →Bank4.7(6)
Bank4.6(510)
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves California — 343 approved
Find a local branch →Bank4.6(207)

Southern Bank
2991 Oak Grove Rd
Poplar Bluff, Missouri
Serves California — 5 approved
Find a local branch →Bank4.6(58)
Development Company4.6(31)

First Bank
205 SE Broad St
Southern Pines, North Carolina
Serves California — 254 approved
Find a local branch →Bank4.6(10)
Servbank National Association
3201 Orchard Rd
Oswego, Illinois
Serves California — 12 approved
Find a local branch →Bank4.5(2409)
Development Company4.5(67)
Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves California — 3,447 approved
Find a local branch →Bank4.5(10)
Skip the calling-around in California
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Get My California ShortlistCalifornia SBA lender questions
How many SBA lenders serve California?
256 lenders have funded SBA loans for California businesses (129,727 approved loans in total) — 106 based in California, plus national and multi-state lenders that fund California borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside California?
Yes. SBA loans are federal, so an out-of-state lender can fund your California business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in California?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Altos Bank currently holds the top rating among California-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
