Florida
Top SBA lenders in Clearwater
Businesses in the Clearwater area have received $453M across 771 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in Clearwater | Rating |
|---|---|---|---|
| 1 | Florida Business Development Corporation | $51M | 4.8(8) |
| 2 | Valley National Bank | $25M | 3.8(59) |
| 3 | Live Oak Banking Company | $22M | 3.4(145) |
| 4 | Truist Bank | $19M | 2.4(45) |
| 5 | Regions Bank | $16M | 2.7(108) |
| 6 | BayFirst National Bank | $16M | 4.0(84) |
| 7 | Florida First Capital Finance Corporation, Inc. | $14M | 4.0(5) |
| 8 | Pinnacle Bank | $14M | 3.3(19) |
| 9 | Fifth Third Bank | $13M | 1.4(100) |
| 10 | Sunshine State Economic Development Corporation | $13M | 3.0(2) |
| 11 | Lake Michigan CU | $13M | 3.4(91) |
| 12 | Celtic Bank Corporation | $12M | 4.1(348) |
| 13 | Hancock Whitney Bank | $12M | 3.2(35) |
| 14 | Bank of America, National Association | $11M | 2.1(181) |
| 15 | Seacoast National Bank | $11M | 3.1(52) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all Florida SBA lenders →
SBA lenders in Clearwater — common questions
Which SBA lender is most active in Clearwater?
Florida Business Development Corporation has approved the most SBA 7(a) & 504 funding for Clearwater-area businesses — $51M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have Clearwater businesses received?
Businesses in the Clearwater area have received $453M across 771 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in Clearwater?
No. SBA loans are federal, so a national or out-of-state lender can fund your Clearwater business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top Clearwater SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the Clearwater area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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