SBA Lenders in Florida
238 SBA lenders have funded 63,070 approved SBA loans for Florida businesses.
48 are based in Florida; the rest are national or multi-state lenders that actively fund Florida businesses.
Featured in Florida
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SBA lenders serving Florida
All 238 lenders that fund SBA loans for Florida businesses — 48 based in Florida, plus national and multi-state lenders. Multi-state listings link to their branch finder for Florida.
234 lenders
Bank5.0(116)
Bank5.0(45)

Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Florida — 203 approved
Find a local branch →Bank5.0(8)
Community Bank of Mississippi
1905 Community Bank Way
Flowood, Mississippi
Serves Florida — 199 approved
Find a local branch →Bank5.0(8)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves Florida — 8 approved
Find a local branch →Bank5.0(6)

Barwick Banking Company
2020 E Main St
Barwick, Georgia
Serves Florida — 70 approved
Find a local branch →Bank5.0(3)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves Florida — 98 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves Florida — 53 approved
Find a local branch →Bank5.0(1)Centerstone SBA Lending, Inc.
700 S Flower Street
Los Angeles, California
Serves Florida — 27 approved
Find a local branch →Bank5.0(1)
Genesis Bank
4675 MacArthur Ct, Ste 1600
Newport Beach, California
Serves Florida — 6 approved
Find a local branch →Bank5.0(1)

Luminate Bank
2523 S Wayzata Blvd, Ste 100
Minneapolis, Minnesota
Serves Florida — 6 approved
Find a local branch →Bank4.9(899)
Bank4.9(109)
University Bank
2015 Washtenaw Ave
Ann Arbor, Michigan
Serves Florida — 9 approved
Find a local branch →Bank4.9(39)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Florida — 277 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves Florida — 63 approved
Find a local branch →Bank4.8(438)
First Horizon Bank
165 Madison Ave
Memphis, Tennessee
Serves Florida — 192 approved
Find a local branch →Bank4.8(379)
FirstBank Puerto Rico
1519 Ave Ponce de Len
Santurce, Puerto Rico
Serves Florida — 17 approved
Find a local branch →Bank4.8(295)
Bank4.8(223)


Quaint Oak Bank
501 Knowles Ave
Southampton, Pennsylvania
Serves Florida — 5 approved
Find a local branch →Bank4.8(32)
Merchants Bank of Indiana
410 Monon Blvd
Carmel, Indiana
Serves Florida — 30 approved
Find a local branch →Bank4.8(25)
Bank4.8(12)
Development Company4.8(8)
Bank4.7(196)
Bank4.7(172)

Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves Florida — 47 approved
Find a local branch →Bank4.7(40)
Mechanics and Farmers Bank
2634 Durham Chapel Hill Blvd,
Durham, North Carolina
Serves Florida — 10 approved
Find a local branch →Bank4.7(18)
Midwest BankCentre
2191 Lemay Ferry Rd
Saint Louis, Missouri
Serves Florida — 36 approved
Find a local branch →Bank4.7(17)
Coastal States Bank
5, Bow Circle
Hilton Head Island, South Carolina
Serves Florida — 31 approved
Find a local branch →Bank4.7(16)
American Commerce Bank, National Association
400 US Hwy 27 By-Pass
Bremen, Georgia
Serves Florida — 17 approved
Find a local branch →Bank4.7(15)
Bank4.7(15)Milestone Bank
310 S Main St, Ste 900
Salt Lake City, Utah
Serves Florida — 30 approved
Find a local branch →Bank4.7(14)
First Port City Bank
400 W Shotwell St
Bainbridge, Georgia
Serves Florida — 37 approved
Find a local branch →Bank4.7(12)
Paragon Bank
5400 Poplar Ave, Ste 150
Memphis, Tennessee
Serves Florida — 38 approved
Find a local branch →Bank4.7(6)
Skip the calling-around in Florida
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Get My Florida ShortlistFlorida SBA lender questions
How many SBA lenders serve Florida?
238 lenders have funded SBA loans for Florida businesses (63,070 approved loans in total) — 48 based in Florida, plus national and multi-state lenders that fund Florida borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Florida?
Yes. SBA loans are federal, so an out-of-state lender can fund your Florida business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Florida?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Terrabank, National Association currently holds the top rating among Florida-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
