BankFirst

This is a financial institution that provides SBA loans and small business financing options. You can find personalized support for your business funding needs, including guidance on loan programs, application processes, and industry-specific financing solutions.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in visits may be accommodated depending on availability. Contact the branch ahead of time for the best experience.

BankFirst offers multiple service options with varying hours: lobby Monday-Friday 9:00 AM to 4:00 PM, drive-thru Monday-Friday 8:30 AM to 5:00 PM, and extended DriveThru +Plus hours Monday-Friday 7:00 AM to 6:00 PM. Please confirm specific hours for your location and service type directly with BankFirst.

There are no fees for simply visiting or consulting; however, loan processing and application fees may apply depending on the loan type and amount.

This lender primarily serves small business owners and entrepreneurs, with eligibility based on creditworthiness and business qualifications rather than residency alone.

A minimum personal credit score of around 650 is typically required, though higher scores improve the chances of approval.

The underwriting process usually takes approximately 30 to 45 days, depending on the completeness of the application and documentation provided.

BankFirst offers limited Saturday service through its DriveThru +Plus (8:00 AM to 1:00 PM) and Call Center (9:00 AM to 12:00 PM), though traditional lobby and standard drive-thru services are closed on weekends. Confirm weekend availability for your specific needs with BankFirst.

BankFirst is located in Nebraska — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for BankFirst, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by BankFirst itself, which runs its own lending under its own ownership. If you work at BankFirst, you can claim this listing from this page to manage it.

The core details for BankFirst — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with BankFirst before applying. If you represent BankFirst, claim this listing to keep its information up to date.

You can reach BankFirst by phone at (402) 371-8005 or online at mybankfirst.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with BankFirst before relying on them.

Based on its approved SBA loans, BankFirst most often finances businesses in restaurants & food service and medical practices & clinics. This reflects BankFirst's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with BankFirst which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether BankFirst participates in SBA Express depends on its specific SBA lending authority. Contact BankFirst and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. BankFirst can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. BankFirst's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask BankFirst directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask BankFirst what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask BankFirst to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with BankFirst to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. BankFirst weighs this case by case under its own policy, so be upfront about your history and ask BankFirst how it evaluates prior bankruptcies.