CASE CU

This is a commercial bank offering SBA loan programs designed to support small business growth. You can find assistance with financing for various business needs, including expansion, equipment, and real estate. Their team provides guidance throughout the application process to help you secure the funding you need.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Contact the bank ahead of your visit for the best experience.

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. Hours may vary on holidays, so it's best to call ahead or check their website for specific times.

There are no fees for simply visiting or consulting with the bank. Loan application fees and closing costs may apply depending on the specific financing arrangement.

This bank primarily serves small business clients within its regional area but offers SBA loan programs that are accessible to qualified businesses nationwide.

Typically, a minimum personal credit score of 620 is required for guarantors applying for SBA loans.

The underwriting process generally takes between 30 to 60 days, depending on the completeness of your application and the complexity of the loan.

Most credit unions keep weekday business hours and are closed on weekends, and CASE CU typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call CASE CU to confirm current weekend availability before you go.

CASE CU is located in Michigan — see the contact card for the full address. Most credit union locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for CASE CU, an SBA-participating credit union. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by CASE CU itself, which runs its own lending under its own ownership. If you work at CASE CU, you can claim this listing from this page to manage it.

The core details for CASE CU — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with CASE CU before applying. If you represent CASE CU, claim this listing to keep its information up to date.

You can reach CASE CU by phone at (517) 393-7710 or online at casecu.org — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with CASE CU before relying on them.

Based on its approved SBA loans, CASE CU most often finances businesses in construction & contractors and restaurants & food service. This reflects CASE CU's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with CASE CU which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether CASE CU participates in SBA Express depends on its specific SBA lending authority. Contact CASE CU and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established credit unions hold PLP status, but it varies by institution. CASE CU can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. CASE CU's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask CASE CU directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask CASE CU what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask CASE CU to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with CASE CU to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. CASE CU weighs this case by case under its own policy, so be upfront about your history and ask CASE CU how it evaluates prior bankruptcies.