Core Bank

This is a trusted SBA lender providing small business financing solutions, including the popular 7(a) loans, to help businesses grow and succeed. You can find personalized support, competitive rates, and guidance through the loan process tailored to your specific needs.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours. Calling ahead can help you prepare and receive the best service.

Core Bank's Omaha location lobby and drive-thru are open Monday–Friday 9:00 AM–5:30 PM and Saturday 9:00 AM–12:00 PM. Confirm current hours by calling (402) 333-9100.

There are no fees to visit or consult with the bank; however, loan applications and processing may involve fees such as guarantee fees, closing costs, and service charges, which are disclosed upfront.

This lender primarily serves local small businesses in the Omaha area, but they also support regional clients seeking SBA financing. Business owners must meet eligibility criteria regardless of residency status.

A minimum personal credit score of approximately 640 is generally preferred, but other factors such as business cash flow and collateral are also considered during approval.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application. Timely submission of required documents can help expedite approval.

Yes, Core Bank's Omaha location is open Saturdays from 9:00 AM to 12:00 PM, though closed Sundays. Call (402) 333-9100 to confirm weekend lending staff availability.

Core Bank is located in Nebraska — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Core Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Core Bank itself, which runs its own lending under its own ownership. If you work at Core Bank, you can claim this listing from this page to manage it.

The core details for Core Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Core Bank before applying. If you represent Core Bank, claim this listing to keep its information up to date.

You can reach Core Bank by phone at (402) 333-9100 or online at corebank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Core Bank before relying on them.

Based on its approved SBA loans, Core Bank most often finances businesses in medical practices & clinics, restaurants & food service, construction & contractors, fitness & recreation, general retail, and transportation & trucking. This reflects Core Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Core Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Core Bank participates in SBA Express depends on its specific SBA lending authority. Contact Core Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Core Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Core Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Core Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Core Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Core Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Core Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Core Bank weighs this case by case under its own policy, so be upfront about your history and ask Core Bank how it evaluates prior bankruptcies.