Hana Small Business Lending, Inc.
Hana Small Business Lending, Inc. is an active SBA lender in California, a bank offering SBA-guaranteed small-business loans.
$757M
in SBA approvals since 2010
826
SBA loans funded
Hotels & Lodging · Gas Stations & Convenience · Wholesale & Distribution
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Hana Small Business Lending, Inc.
Hana Small Business Lending, Inc. offers comprehensive SBA lending solutions tailored to small businesses seeking growth capital. With a focus on facilitating access to funding, this lender provides a range of loan programs including the SBA 7(a) loan program, which supports various business needs such as working capital, equipment purchase, and expansion. Their experienced team works closely with borrowers to understand their unique financial situations and guide them through the application process, ensuring a smooth experience from start to finish. Located in Los Angeles, they serve clients across the region, helping entrepreneurs and established companies alike secure the funding necessary to thrive. The bank's commitment to small business success is reflected in their flexible lending criteria and personalized service, making them a trusted partner for local business owners looking to grow their operations and achieve their goals.
Serves SBA borrowers in 14 states
Hana Small Business Lending, Inc. has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.
Industries Hana Small Business Lending, Inc. finances
Business types Hana Small Business Lending, Inc. actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Hana Small Business Lending, Inc.
What is this place and what can I find here?
This is a financial institution that offers SBA loan programs designed to help small businesses access capital for growth and operational needs. You can learn about their loan options, application process, and eligibility criteria here.
Do I need an appointment or can I walk in?
It is recommended to schedule an appointment to meet with a loan officer, but walk-in consultations may be available depending on availability. Contact the branch in advance for specific scheduling details.
What are the hours of operation?
The branch operates from 9:00 AM to 5:00 PM, Monday through Friday. Hours may vary on holidays or special occasions, so it’s best to call ahead.
Is there a fee to use this?
There are no fees for simply visiting or consulting; however, loan application fees and closing costs may apply depending on the loan terms.
Who is this open to — anyone, or only residents/members?
This lender primarily serves small business owners and entrepreneurs in the Los Angeles region, but eligibility is based on meeting SBA program requirements rather than residency alone.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of 640 is generally recommended, though higher scores can improve the likelihood of approval.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Is this open on weekends?
Most banks keep weekday business hours and are closed on weekends, and Hana Small Business Lending, Inc. typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Hana Small Business Lending, Inc. to confirm current weekend availability before you go.
How do I get there and where do I park?
Hana Small Business Lending, Inc. is located in California — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Hana Small Business Lending, Inc., an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Hana Small Business Lending, Inc. itself, which runs its own lending under its own ownership. If you work at Hana Small Business Lending, Inc., you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Hana Small Business Lending, Inc. — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Hana Small Business Lending, Inc. before applying. If you represent Hana Small Business Lending, Inc., claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Hana Small Business Lending, Inc. by phone at (213) 240-1234 or online at hanafinancial.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Hana Small Business Lending, Inc. before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Hana Small Business Lending, Inc. most often finances businesses in restaurants & food service, general retail, hotels & lodging, wholesale & distribution, gas stations & convenience, and manufacturing. This reflects Hana Small Business Lending, Inc.'s real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Hana Small Business Lending, Inc. which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Hana Small Business Lending, Inc. participates in SBA Express depends on its specific SBA lending authority. Contact Hana Small Business Lending, Inc. and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Hana Small Business Lending, Inc. can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Hana Small Business Lending, Inc.'s appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Hana Small Business Lending, Inc. directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Hana Small Business Lending, Inc. what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Hana Small Business Lending, Inc. to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Hana Small Business Lending, Inc. to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Hana Small Business Lending, Inc. weighs this case by case under its own policy, so be upfront about your history and ask Hana Small Business Lending, Inc. how it evaluates prior bankruptcies.
