Regent Bank

This is a financial institution offering SBA loan programs and small business financing solutions. You can find assistance with funding for growth, equipment, and working capital tailored to your business needs.

It's recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability.

The branch operates from 9 AM to 5 PM, Monday through Friday, but hours may vary, so it's best to call ahead.

There are no fees to access basic consultation services, but loan application and processing fees may apply depending on the loan type.

This service is open to small business owners across the United States, with a focus on supporting local businesses in Tulsa and the surrounding region.

A minimum personal credit score of 620 is generally required, but approval depends on the overall financial profile of the applicant.

The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documents.

Most banks keep weekday business hours and are closed on weekends, and Regent Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Regent Bank to confirm current weekend availability before you go.

Regent Bank is located in Oklahoma — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Regent Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Regent Bank itself, which runs its own lending under its own ownership. If you work at Regent Bank, you can claim this listing from this page to manage it.

The core details for Regent Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Regent Bank before applying. If you represent Regent Bank, claim this listing to keep its information up to date.

You can reach Regent Bank by phone at (918) 488-0788 or online at regent.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Regent Bank before relying on them.

Based on its approved SBA loans, Regent Bank most often finances businesses in general retail, construction & contractors, restaurants & food service, fitness & recreation, manufacturing, and medical practices & clinics. This reflects Regent Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Regent Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Regent Bank participates in SBA Express depends on its specific SBA lending authority. Contact Regent Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Regent Bank is an SBA-Preferred Lender offering quicker-than-normal processing on many SBA loans. Contact them to confirm current participation and eligibility for your specific loan type.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Regent Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Regent Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Regent Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Regent Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Regent Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Regent Bank weighs this case by case under its own policy, so be upfront about your history and ask Regent Bank how it evaluates prior bankruptcies.