Sabre Finance
Sabre Finance is an active SBA lender in Alabama, a bank offering SBA-guaranteed small-business loans.
$14M
in SBA approvals since 2022
82
SBA loans funded
Restaurants & Food Service · Fitness & Recreation · Manufacturing
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Sabre Finance
Sabre Finance offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial growth and stability. With a focus on supporting local enterprises, they provide a range of loan products including SBA 7(a) loans, which are ideal for working capital, equipment, and expansion needs. Their experienced team works closely with borrowers to understand their unique financial situations and craft customized financing options. Sabre Finance is committed to helping businesses access the capital they need to thrive in competitive markets. Their expertise extends to supporting various industries, with a particular strength in the hospitality sector, leveraging their deep understanding of industry-specific financing challenges. Whether you're looking to purchase real estate, refinance existing debt, or fund new projects, they aim to streamline the loan process, ensuring timely and efficient service. Their commitment to small business growth is evident through their flexible lending criteria and personalized approach, making them a trusted partner for entrepreneurs across Alabama and beyond.
Industries Sabre Finance finances
Business types Sabre Finance actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Sabre Finance
What is this place and what can I find here?
This is a financial institution offering SBA loan programs designed to help small businesses grow and succeed. You can find information about loan options, application processes, and support services tailored to entrepreneurs" needs.
Do I need an appointment or can I walk in?
It's recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may be available during business hours.
What are the hours of operation?
Sabre Finance operates Monday through Friday, 8 AM to 5 PM. Please confirm directly with the lender for any holiday closures or specific branch hours.
Is there a fee to use this?
There are no fees to access general information; however, loan processing and application fees may apply depending on the specific loan product.
Who is this open to — anyone, or only residents/members?
This institution primarily serves small businesses within Alabama, especially those in the hospitality and retail sectors, but eligibility depends on meeting specific loan criteria.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of around 640 is generally preferred, but other factors such as business financials are also considered.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
Is this open on weekends?
Most banks keep weekday business hours and are closed on weekends, and Sabre Finance typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Sabre Finance to confirm current weekend availability before you go.
How do I get there and where do I park?
Sabre Finance is located in Alabama — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Sabre Finance, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Sabre Finance itself, which runs its own lending under its own ownership. If you work at Sabre Finance, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Sabre Finance — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Sabre Finance before applying. If you represent Sabre Finance, claim this listing to keep its information up to date.
How do I contact this listing directly?
In addition to phone at (205) 267-0500, you can reach Sabre Finance by email at info@sabrefinance.org. Confirm details directly with the lender.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Sabre Finance most often finances businesses in restaurants & food service, medical practices & clinics, transportation & trucking, and catering & events. This reflects Sabre Finance's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Sabre Finance which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Sabre Finance participates in SBA Express depends on its specific SBA lending authority. Contact Sabre Finance and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Sabre Finance can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
Sabre Finance offers financing for start-up companies as part of their focus on start-up and mid-life companies in manufacturing, healthcare, technology, and specialized industries. Confirm eligibility and requirements directly with the lender.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Sabre Finance what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Sabre Finance to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Sabre Finance to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Sabre Finance weighs this case by case under its own policy, so be upfront about your history and ask Sabre Finance how it evaluates prior bankruptcies.
