Security National Bank of Omaha

This is a bank that offers SBA loan programs designed to help small and medium-sized businesses access financing for growth and operational needs. You can find support for various SBA loans, including the popular 7(a) program, along with expert guidance throughout the application process. The bank specializes in personalized service to help you secure the funding you need efficiently.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help you prepare and streamline your visit.

Security National Bank of Omaha's Omaha branch at 3500 Farnam Street is open Monday through Friday from 9:00 AM to 5:00 PM (lobby), with drive-thru hours extending to 5:30 PM on weekdays. Confirm exact hours with the branch at (402) 661-3170.

There are no fees for simply visiting or consulting; however, loan processing and application fees may apply depending on the financing arrangement. These fees are disclosed upfront during the application process.

This bank primarily serves local residents and businesses in the Omaha area but offers SBA loan services to eligible small businesses nationwide. Business owners should meet the bank's lending criteria to qualify.

Typically, a minimum personal credit score of 640 or higher is preferred, though other factors such as business revenue and collateral are also considered.

The underwriting process generally takes between 30 to 45 days, depending on the completeness of your application and the complexity of your financing needs.

Yes, Security National Bank of Omaha's Omaha branch is open Saturdays from 9:00 AM to Noon (both lobby and drive-thru). It is closed on Sundays.

Security National Bank of Omaha is located in Nebraska — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Security National Bank of Omaha, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Security National Bank of Omaha itself, which runs its own lending under its own ownership. If you work at Security National Bank of Omaha, you can claim this listing from this page to manage it.

The core details for Security National Bank of Omaha — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Security National Bank of Omaha before applying. If you represent Security National Bank of Omaha, claim this listing to keep its information up to date.

You can reach Security National Bank of Omaha by phone at (402) 661-3170 or online at branches.securitynational.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Security National Bank of Omaha before relying on them.

Based on its approved SBA loans, Security National Bank of Omaha most often finances businesses in manufacturing, salons, spas & personal care, restaurants & food service, childcare & early education, construction & contractors, and cleaning, landscaping & janitorial. This reflects Security National Bank of Omaha's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Security National Bank of Omaha which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Security National Bank of Omaha participates in SBA Express depends on its specific SBA lending authority. Contact Security National Bank of Omaha and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Security National Bank of Omaha holds SBA Preferred Lender Program (PLP) status, allowing them to approve SBA loans in-house for faster decisions. Confirm your eligibility and specific loan options by contacting the branch.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Security National Bank of Omaha's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Security National Bank of Omaha directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Security National Bank of Omaha what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Security National Bank of Omaha to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Security National Bank of Omaha to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Security National Bank of Omaha weighs this case by case under its own policy, so be upfront about your history and ask Security National Bank of Omaha how it evaluates prior bankruptcies.