Triad Business Bank

This is a bank that provides SBA loan programs and financial services designed to support small and medium-sized businesses. You can find assistance with SBA 7(a), 504, and Express loans, along with personalized support from experienced lenders to help your business grow.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Contact the bank in advance to discuss your needs and set up a meeting.

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. Appointments outside regular hours can be arranged upon request.

There are no fees for simply visiting the bank, but loan application and processing fees may apply depending on the services used. It's best to discuss fee details directly with a loan officer.

This bank primarily serves local businesses and residents in the Greensboro area, but they also offer services to qualifying businesses across the region. Business owners outside the immediate area should contact the bank for eligibility details.

A minimum personal credit score of 650 is generally preferred, but the final decision depends on the overall financial profile and business strength.

Typically, the underwriting process takes approximately 2 to 4 weeks, depending on the complexity of the loan and completeness of the application.

Most banks keep weekday business hours and are closed on weekends, and Triad Business Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Triad Business Bank to confirm current weekend availability before you go.

Triad Business Bank is located in North Carolina — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Triad Business Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Triad Business Bank itself, which runs its own lending under its own ownership. If you work at Triad Business Bank, you can claim this listing from this page to manage it.

The core details for Triad Business Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Triad Business Bank before applying. If you represent Triad Business Bank, claim this listing to keep its information up to date.

You can reach Triad Business Bank by phone at (336) 542-1470 or online at triadbusinessbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Triad Business Bank before relying on them.

Like most SBA lenders, Triad Business Bank can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Triad Business Bank directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Triad Business Bank participates in SBA Express depends on its specific SBA lending authority. Contact Triad Business Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Triad Business Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Triad Business Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Triad Business Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Triad Business Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Triad Business Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Triad Business Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Triad Business Bank weighs this case by case under its own policy, so be upfront about your history and ask Triad Business Bank how it evaluates prior bankruptcies.