California
Top SBA lenders in San Francisco
Businesses in the San Francisco area have received $1.8B across 3,109 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in San Francisco | Rating |
|---|---|---|---|
| 1 | Mortgage Capital Development Corporation | $256M | 4.6(31) |
| 2 | Wells Fargo Bank National Association | $213M | 3.0(23) |
| 3 | U.S. Bank, National Association | $172M | 2.1(31) |
| 4 | Live Oak Banking Company | $113M | 3.4(145) |
| 5 | JPMorgan Chase Bank, National Association | $105M | 4.3(144) |
| 6 | Bank of America, National Association | $74M | 2.1(181) |
| 7 | Heritage Bank of Commerce | $65M | 2.9(12) |
| 8 | Columbia Bank | $54M | 4.5(10) |
| 9 | East West Bank | $42M | 3.7(17) |
| 10 | Redwood CU | $41M | 3.9(101) |
| 11 | Harvest Small Business Finance, LLC | $39M | 3.7(116) |
| 12 | Fremont Bank | $38M | 3.4(33) |
| 13 | BMO Bank National Association | $38M | 1.8(30) |
| 14 | Bank of San Francisco | $36M | 4.1(9) |
| 15 | Main Street Launch | $31M | 4.1(8) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all California SBA lenders →
SBA lenders in San Francisco — common questions
Which SBA lender is most active in San Francisco?
Mortgage Capital Development Corporation has approved the most SBA 7(a) & 504 funding for San Francisco-area businesses — $256M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have San Francisco businesses received?
Businesses in the San Francisco area have received $1.8B across 3,109 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in San Francisco?
No. SBA loans are federal, so a national or out-of-state lender can fund your San Francisco business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top San Francisco SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the San Francisco area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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