California
Top SBA lenders in San Jose
Businesses in the San Jose area have received $1.6B across 2,529 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in San Jose | Rating |
|---|---|---|---|
| 1 | Mortgage Capital Development Corporation | $247M | 4.6(31) |
| 2 | Wells Fargo Bank National Association | $233M | 3.0(23) |
| 3 | U.S. Bank, National Association | $121M | 2.1(31) |
| 4 | BMO Bank National Association | $108M | 1.8(30) |
| 5 | JPMorgan Chase Bank, National Association | $102M | 4.3(144) |
| 6 | Live Oak Banking Company | $66M | 3.4(145) |
| 7 | Bank of America, National Association | $60M | 2.1(181) |
| 8 | Western Alliance Bank | $55M | 3.0(43) |
| 9 | Pinnacle Bank | $49M | 3.3(19) |
| 10 | CDC Small Business Finance Corp. | $47M | 4.0(65) |
| 11 | Heritage Bank of Commerce | $45M | 2.9(12) |
| 12 | Columbia Bank | $38M | 4.5(10) |
| 13 | United Business Bank | $33M | 3.2(5) |
| 14 | Celtic Bank Corporation | $31M | 4.1(348) |
| 15 | Fifth Third Bank | $29M | 1.4(100) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all California SBA lenders →
SBA lenders in San Jose — common questions
Which SBA lender is most active in San Jose?
Mortgage Capital Development Corporation has approved the most SBA 7(a) & 504 funding for San Jose-area businesses — $247M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have San Jose businesses received?
Businesses in the San Jose area have received $1.6B across 2,529 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in San Jose?
No. SBA loans are federal, so a national or out-of-state lender can fund your San Jose business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top San Jose SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the San Jose area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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