North Carolina
Top SBA lenders in Wilmington
Businesses in the Wilmington area have received $449M across 748 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in Wilmington | Rating |
|---|---|---|---|
| 1 | Live Oak Banking Company | $86M | 3.4(145) |
| 2 | Truist Bank | $29M | 2.4(45) |
| 3 | First National Bank of Pennsylvania | $27M | 2.2(6) |
| 4 | First Bank | $24M | 4.6(10) |
| 5 | TowneBank | $18M | 3.4(17) |
| 6 | TD Bank, National Association | $15M | 3.0(38) |
| 7 | Wells Fargo Bank National Association | $13M | 3.0(23) |
| 8 | First Bank of the Lake | $12M | 4.6(207) |
| 9 | Newtek Small Business Finance, Inc. | $12M | 1.7(33) |
| 10 | Celtic Bank Corporation | $11M | 4.1(348) |
| 11 | North State Bank | $11M | 3.4(10) |
| 12 | Bank of America, National Association | $8M | 2.1(181) |
| 13 | Southern Bank and Trust Company | $8M | 3.6(8) |
| 14 | First Internet Bank of Indiana | $8M | 4.4(557) |
| 15 | HomeTrust Bank | $7M | 3.5(68) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all North Carolina SBA lenders →
SBA lenders in Wilmington — common questions
Which SBA lender is most active in Wilmington?
Live Oak Banking Company has approved the most SBA 7(a) & 504 funding for Wilmington-area businesses — $86M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have Wilmington businesses received?
Businesses in the Wilmington area have received $449M across 748 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in Wilmington?
No. SBA loans are federal, so a national or out-of-state lender can fund your Wilmington business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top Wilmington SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the Wilmington area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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