Top SBA Lenders 2026
Top SBA lenders in New York, 2026
197 lenders hold credited SBA approvals in New York, 60,765 loans in total. Here are the ten with the most. Ranked by approvals alone; ties break alphabetically.
How this ranking works · Payment has no effect on rank.
| Rank | Lender | Based in | SBA approvals in state | Share | SBA dollars in state | Google rating |
|---|---|---|---|---|---|---|
| #1 | Manufacturers and Traders Trust Company | New York | 9,529 | 15.7% | $1.4B | 2.6(24) |
| #2 | TD Bank, National Association | Delaware | 8,232 | 13.5% | $1.2B | 3.0(38) |
| #3 | JPMorgan Chase Bank, National Association | Ohio | 7,443 | 12.2% | $1.4B | 4.3(144) |
| #4 | Empire State Certified Development Corporation | New York | 3,235 | 5.3% | $3.2B | 3.0(2) |
| #5 | KeyBank National Association | Ohio | 2,941 | 4.8% | $752M | 5.0(2) |
| #6 | NBT Bank, National Association | New York | 1,299 | 2.1% | $348M | 2.8(38) |
| #7 | BayFirst National Bank | Florida | 1,088 | 1.8% | $211M | 4.0(84) |
| #8 | NewBank | New York | 1,058 | 1.7% | $1.2B | 4.2(16) |
| #9 | Beacon Bank and Trust | Massachusetts | 1,003 | 1.7% | $236M | 5.0(8) |
| #10 | ESL FCU | New York | 871 | 1.4% | $102M | 3.5(141) |
Source: U.S. SBA 7(a) and 504 loan-approval records (FOIA), aggregated August 18, 2026. Dollars and rating are shown for context only. They are not ranking inputs.
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#1 · Manufacturers and Traders Trust Company
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/new-york"><img src="https://sbalendersusa.com/api/awards/badge/new-york/empire-state-certified-development-corporation" width="300" height="110" alt="Ranked #4 SBA lender in New York, 2026, by SBALendersUSA"></a>#5 · KeyBank National Association
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