CRF Small Business Loan Company, LLC

This is a financial institution that offers SBA lending programs designed to help small businesses access capital for growth and operational needs. You can find information about loan options, application processes, and industry expertise here.

It is recommended to schedule an appointment to ensure personalized service, but walk-ins may be accommodated depending on availability. Contact their office in advance for the best experience.

The office typically operates during regular business hours from 9:00 AM to 5:00 PM, Monday through Friday. It’s best to confirm hours directly with the branch.

There are no fees to visit or inquire; however, loan processing and closing may involve standard fees such as guarantee fees and closing costs.

This lender primarily serves small businesses within the region, but eligibility depends on meeting SBA program requirements and credit criteria.

Typically, a minimum personal credit score of 650 is preferred, but this can vary based on the overall strength of the application.

The underwriting process generally takes between 30 to 60 days, depending on the completeness of the application and documentation provided.

Most banks keep weekday business hours and are closed on weekends, and CRF Small Business Loan Company, LLC typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call CRF Small Business Loan Company, LLC to confirm current weekend availability before you go.

CRF Small Business Loan Company, LLC is located in Minnesota — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for CRF Small Business Loan Company, LLC, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by CRF Small Business Loan Company, LLC itself, which runs its own lending under its own ownership. If you work at CRF Small Business Loan Company, LLC, you can claim this listing from this page to manage it.

The core details for CRF Small Business Loan Company, LLC — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with CRF Small Business Loan Company, LLC before applying. If you represent CRF Small Business Loan Company, LLC, claim this listing to keep its information up to date.

You can reach CRF Small Business Loan Company, LLC by phone at (612) 338-3050 or online at crfusa.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with CRF Small Business Loan Company, LLC before relying on them.

Based on its approved SBA loans, CRF Small Business Loan Company, LLC most often finances businesses in restaurants & food service, manufacturing, general retail, construction & contractors, fitness & recreation, and salons, spas & personal care. This reflects CRF Small Business Loan Company, LLC's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with CRF Small Business Loan Company, LLC which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether CRF Small Business Loan Company, LLC participates in SBA Express depends on its specific SBA lending authority. Contact CRF Small Business Loan Company, LLC and ask if it offers SBA Express and what the current limits and terms look like for your situation.

CRF USA is approved to offer SBA loan products under SBA's Preferred Lenders Program, which typically enables faster loan approvals. Confirm current PLP status and program details directly with CRF USA.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. CRF Small Business Loan Company, LLC's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask CRF Small Business Loan Company, LLC directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask CRF Small Business Loan Company, LLC what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask CRF Small Business Loan Company, LLC to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with CRF Small Business Loan Company, LLC to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. CRF Small Business Loan Company, LLC weighs this case by case under its own policy, so be upfront about your history and ask CRF Small Business Loan Company, LLC how it evaluates prior bankruptcies.