SBA Lenders in South Carolina
114 SBA lenders have funded 8,168 approved SBA loans for South Carolina businesses.
14 are based in South Carolina; the rest are national or multi-state lenders that actively fund South Carolina businesses.
SBA lenders serving South Carolina
All 114 lenders that fund SBA loans for South Carolina businesses — 14 based in South Carolina, plus national and multi-state lenders. Multi-state listings link to their branch finder for South Carolina.
Top-rated in South Carolina

Bank4.3(70)
Bank4.0(37)
114 lenders

Port 51 Lending LLC
2 Park Avenue
New York, New York
Serves South Carolina — 9 approved
Find a local branch →Bank5.0(45)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves South Carolina — 8 approved
Find a local branch →Bank5.0(8)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves South Carolina — 10 approved
Find a local branch →Bank5.0(6)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves South Carolina — 6 approved
Find a local branch →Bank5.0(1)Centerstone SBA Lending, Inc.
700 S Flower Street
Los Angeles, California
Serves South Carolina — 5 approved
Find a local branch →Bank5.0(1)First Federal Bank
4705 W US Hwy 90
Lake City, Florida
Serves South Carolina — 34 approved
Find a local branch →Bank4.9(144)
Colony Bank
115 S Grant St
Fitzgerald, Georgia
Serves South Carolina — 13 approved
Find a local branch →Bank4.9(109)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves South Carolina — 32 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves South Carolina — 5 approved
Find a local branch →Bank4.8(438)
First Horizon Bank
165 Madison Ave
Memphis, Tennessee
Serves South Carolina — 46 approved
Find a local branch →Bank4.8(379)
Bank of Oak Ridge
2211 Oak Ridge Rd
Oak Ridge, North Carolina
Serves South Carolina — 25 approved
Find a local branch →Bank4.8(165)
Florida Business Development Corporation
1715 North Westshore Blvd
Tampa, Florida
Serves South Carolina — 6 approved
Find a local branch →Development Company4.8(8)
Citizens Bank
300 Broad St
Elizabethton, Tennessee
Serves South Carolina — 59 approved
Find a local branch →Bank4.7(172)
Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves South Carolina — 7 approved
Find a local branch →Bank4.7(40)
Mechanics and Farmers Bank
2634 Durham Chapel Hill Blvd,
Durham, North Carolina
Serves South Carolina — 6 approved
Find a local branch →Bank4.7(18)
Milestone Bank
310 S Main St, Ste 900
Salt Lake City, Utah
Serves South Carolina — 11 approved
Find a local branch →Bank4.7(14)
IncredibleBank
327 N 17th Ave
Wausau, Wisconsin
Serves South Carolina — 6 approved
Find a local branch →Bank4.6(510)Verified 
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves South Carolina — 33 approved
Find a local branch →Bank4.6(207)
The Fidelity Bank
100 S Main St
Fuquay Varina, North Carolina
Serves South Carolina — 19 approved
Find a local branch →Bank4.6(32)
Banc of California
11611 San Vicente Blvd, Ste 50
Los Angeles, California
Serves South Carolina — 19 approved
Find a local branch →Bank4.6(22)
First Bank
205 SE Broad St
Southern Pines, North Carolina
Serves South Carolina — 55 approved
Find a local branch →Bank4.6(10)
Peoples Bank
160 E Maud Ave
Mendenhall, Mississippi
Serves South Carolina — 16 approved
Find a local branch →Bank4.6(9)Enterprise Bank of South Carolina
13497 Broxton Bridge Rd
Ehrhardt, South Carolina
Find a local branch →Bank4.6(5)
Bank4.5(76)
Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves South Carolina — 90 approved
Find a local branch →Bank4.5(10)Verified 
First Internet Bank of Indiana
8701 E 116th St
Fishers, Indiana
Serves South Carolina — 22 approved
Find a local branch →Bank4.4(557)
Bank4.4(7)
JPMorgan Chase Bank, National Association
1111 Polaris Pkwy
Columbus, Ohio
Serves South Carolina — 23 approved
Find a local branch →Bank4.3(144)
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, Wisconsin
Serves South Carolina — 17 approved
Find a local branch →Bank4.3(78)
United Bank
11185 Fairfax Blvd
Fairfax, Virginia
Serves South Carolina — 27 approved
Find a local branch →Bank4.3(28)
Gulf Coast Bank
221 S State St
New Orleans, Louisiana
Serves South Carolina — 17 approved
Find a local branch →Bank4.3(26)
Magnifi Financial CU
20 4th Ave E
Melrose, Minnesota
Serves South Carolina — 6 approved
Find a local branch →Credit Union4.3(20)
Embassy National Bank
1817 N Brown Rd
Lawrenceville, Georgia
Serves South Carolina — 26 approved
Find a local branch →Bank4.3(16)
Platinum Bank
7667 10th St N
Oakdale, Minnesota
Serves South Carolina — 8 approved
Find a local branch →Bank4.3(15)
Truliant FCU
3200, Truliant Way
Winston-Salem, North Carolina
Serves South Carolina — 24 approved
Find a local branch →Credit Union4.2(468)
GBank
9115 W Russell Rd, Ste 110
Las Vegas, Nevada
Serves South Carolina — 62 approved
Find a local branch →Bank4.2(81)Georgia Banking Company
1776 Peachtree Rd, Ste 300
Atlanta, Georgia
Serves South Carolina — 10 approved
Find a local branch →Bank4.2(62)
Gulf Coast Bank and Trust Company
200 St. Charles Ave
New Orleans, Louisiana
Serves South Carolina — 17 approved
Find a local branch →Bank4.2(24)
Every SBA lender serving South Carolina, A to Z
The complete index of all 114 lenders that fund SBA loans for South Carolina businesses. Every name links to that lender's full listing.
#
- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, Alabama
A
- American Pride Bank — Macon, Georgia
- Ameris Bank — Atlanta, Georgia
B
- Banc of California — Los Angeles, California
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank of America, National Association — Charlotte, North Carolina
- Bank of Hope — Los Angeles, California
- Bank of Oak Ridge — Oak Ridge, North Carolina
- Bank of Travelers Rest — Travelers Rest, South Carolina
- Bank OZK — Little Rock, Arkansas
- BankUnited, National Association — Miami Lakes, Florida
- BayFirst National Bank — Saint Petersburg, Florida
- Beacon Bank and Trust — Brookline, Massachusetts
- Beacon Community Bank — Mount Pleasant, South Carolina
- Business Development Corporation of South Carolina — South Carolina
- Byline Bank — Chicago, Illinois
C
- Capital Bank, National Association — Rockville, Maryland
- Celtic Bank Corporation — Salt Lake City, Utah
- Centerstone SBA Lending, Inc. — Los Angeles, California
- CenTrust Bank, A Division of SmartBiz Bank National Association — Northbrook, Illinois
- Certified Development Corporation of South Carolina — Columbia, South Carolina
- Citizens Bank — Elizabethton, Tennessee
- Coastal Carolina National Bank — Myrtle Beach, South Carolina
- Coastal States Bank — Hilton Head Island, South Carolina
- Colony Bank — Fitzgerald, Georgia
- Columbia Bank — Lake Oswego, Oregon
- Commonwealth Business Bank — Los Angeles, California
- CommunityWorks — Greenville, South Carolina
- Countybank — Greenwood, South Carolina
- CRF Small Business Loan Company, LLC — Minneapolis, Minnesota
- Customers Bank — Malvern, Pennsylvania
E
- Embassy National Bank — Lawrenceville, Georgia
- Enterprise Bank of South Carolina — Ehrhardt, South Carolina
- Evolve Bank and Trust — West Memphis, Arkansas
F
- Fifth Third Bank — Cincinnati, Ohio
- FinWise Bank — Sandy, Utah
- First Bank — Southern Pines, North Carolina
- First Bank of the Lake — Osage Beach, Missouri
- First Commonwealth Bank — Indiana, Pennsylvania
- First Community Bank — Lexington, South Carolina
- First Federal Bank — Lake City, Florida
- First Horizon Bank — Memphis, Tennessee
- First Internet Bank of Indiana — Fishers, Indiana
- First Merchants Bank — Indianapolis, Indiana
- First National Bank of Pennsylvania — Greenville, Pennsylvania
- First Reliance Bank — Florence, South Carolina
- First Western SBLC, Inc — Dallas, Texas
- Firstrust Savings Bank — Conshohocken, Pennsylvania
- Five Star Bank — Rancho Cordova, California
- Florida Business Development Corporation — Tampa, Florida
G
- GBank — Las Vegas, Nevada
- Georgia Banking Company — Atlanta, Georgia
- Gulf Coast Bank — New Orleans, Louisiana
- Gulf Coast Bank and Trust Company — New Orleans, Louisiana
H
- Hanover Community Bank — Mineola, New York
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heritage Bank Inc — Burlington, Kentucky
- HomeTrust Bank — Asheville, North Carolina
I
- IncredibleBank — Wausau, Wisconsin
- Independence Bank — East Greenwich, Rhode Island
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
L
- Lendistry SBLC, LLC — Los Angeles, California
- Live Oak Banking Company — Wilmington, North Carolina
M
- Magnifi Financial CU — Melrose, Minnesota
- Mechanics and Farmers Bank — Durham, North Carolina
- Meridian Bank — Malvern, Pennsylvania
- Metro City Bank — Doraville, Georgia
- Mid Penn Bank — Millersburg, Pennsylvania
- Milestone Bank — Salt Lake City, Utah
N
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- North State Bank — Raleigh, North Carolina
- Northwest FCU — Herndon, Virginia
O
- Old National Bank — Evansville, Indiana
- Open Bank — Los Angeles, California
- Optus Bank — Columbia, South Carolina
P
- Pathward National Association — Sioux Falls, South Dakota
- PCB Bank — Los Angeles, California
- Peoples Bank — Mendenhall, Mississippi
- Pineland Bank — Alma, Georgia
- Pinnacle Bank — Nashville, Tennessee
- Platinum Bank — Oakdale, Minnesota
- PNC Bank, National Association — Wilmington, Delaware
- Port 51 Lending LLC — New York, New York
- PromiseOne Bank — Duluth, Georgia
Q
- Queensborough National Bank and Trust Company — Louisville, Georgia
R
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Regions Bank — Birmingham, Alabama
- Renasant Bank — Tupelo, Mississippi
S
- Seacoast National Bank — Stuart, Florida
- Security Federal Bank — Aiken, South Carolina
- ServisFirst Bank — Birmingham, Alabama
- Shoreham Bank — Warwick, Rhode Island
- Simmons Bank — Pine Bluff, Arkansas
- Small Business Assistance Corporation — Savannah, Georgia
- SouthState Bank, National Association — Winter Haven, Florida
- Stearns Bank National Association — Saint Cloud, Minnesota
T
- TD Bank, National Association — Wilmington, Delaware
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Fidelity Bank — Fuquay Varina, North Carolina
- The Huntington National Bank — Columbus, Ohio
- The MINT National Bank — Kingwood, Texas
- The Park National Bank — Newark, Ohio
- Touchmark National Bank — Alpharetta, Georgia
- TowneBank — Portsmouth, Virginia
- Truist Bank — Charlotte, North Carolina
- Truliant FCU — Winston-Salem, North Carolina
U
- U.S. Bank, National Association — Cincinnati, Ohio
- United Bank — Fairfax, Virginia
- United Community Bank — Greenville, South Carolina
- United Midwest Savings Bank National Association — De Graff, Ohio
V
- VelocitySBA, LLC — Irving, Texas
W
- Wallis Bank — Wallis, Texas
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
Skip the calling-around in South Carolina
Tell us your loan size and timeline. We'll shortlist the 3 South Carolina lenders most active in SBA lending, ranked by Google rating. Free, and your info only goes to lenders you approve.
Get My South Carolina ShortlistSouth Carolina SBA lender questions
How many SBA lenders serve South Carolina?
114 lenders have funded SBA loans for South Carolina businesses (8,168 approved loans in total) — 14 based in South Carolina, plus national and multi-state lenders that fund South Carolina borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside South Carolina?
Yes. SBA loans are federal, so an out-of-state lender can fund your South Carolina business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in South Carolina?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Coastal States Bank currently holds the top rating among South Carolina-based SBA lenders at 4.7 stars. Preferred (PLP) lenders move fastest on approval timelines.
Top SBA lending markets in South Carolina
The South Carolina cities where businesses have won the most SBA 7(a) & 504 funding, ranked by real approval volume from public SBA FOIA data. Each links to the lenders most active in that market.
