Top SBA Lenders 2026
Top SBA lenders in U.S. Virgin Islands, 2026
9 lenders hold credited SBA approvals in U.S. Virgin Islands, 155 loans in total. Here are the ten with the most. Ranked by approvals alone; ties break alphabetically.
How this ranking works · Payment has no effect on rank.
| Rank | Lender | Based in | SBA approvals in state | Share | SBA dollars in state | Google rating |
|---|---|---|---|---|---|---|
| #1 | Banco Popular de Puerto Rico | Puerto Rico | 46 | 29.7% | — | 3.8(30) |
| #2 | Columbia Bank | Oregon | 26 | 16.8% | — | 4.5(10) |
| #3 | Oriental Bank | Puerto Rico | 20 | 12.9% | — | 2.8(57) |
| #4 | Merchants Commercial Bank | U.S. Virgin Islands | 18 | 11.6% | — | 3.8(14) |
| #5 | Celtic Bank Corporation | Utah | 15 | 9.7% | — | 4.1(348) |
| #6 | FirstBank Puerto Rico | Puerto Rico | 12 | 7.7% | — | 4.8(295) |
| #7 | Independence Bank | Rhode Island | 7 | 4.5% | — | 2.0(4) |
| #8 | Byline Bank | Illinois | 6 | 3.9% | — | 2.5(18) |
| #9 | Live Oak Banking Company | North Carolina | 5 | 3.2% | — | 3.4(145) |
Source: U.S. SBA 7(a) and 504 loan-approval records (FOIA), aggregated August 18, 2026. Dollars and rating are shown for context only. They are not ranking inputs.
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#1 · Banco Popular de Puerto Rico
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/banco-popular-de-puerto-rico" width="300" height="110" alt="Ranked #1 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#2 · Columbia Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/columbia-bank" width="300" height="110" alt="Ranked #2 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#3 · Oriental Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/oriental-bank" width="300" height="110" alt="Ranked #3 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#4 · Merchants Commercial Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/merchants-commercial-bank" width="300" height="110" alt="Ranked #4 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#5 · Celtic Bank Corporation
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/celtic-bank-corporation" width="300" height="110" alt="Ranked #5 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#6 · FirstBank Puerto Rico
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/firstbank-puerto-rico" width="300" height="110" alt="Ranked #6 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#7 · Independence Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/independence-bank" width="300" height="110" alt="Ranked #7 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#8 · Byline Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/byline-bank" width="300" height="110" alt="Ranked #8 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>#9 · Live Oak Banking Company
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/u-s-virgin-islands"><img src="https://sbalendersusa.com/api/awards/badge/u-s-virgin-islands/live-oak-banking-company" width="300" height="110" alt="Ranked #9 SBA lender in U.S. Virgin Islands, 2026, by SBALendersUSA"></a>Looking for an SBA lender in U.S. Virgin Islands?
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