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Fountainhead SBF LLC location

Fountainhead SBF LLC

Bank4.9(2276)

Fountainhead SBF LLC is an active SBA lender in Florida, a bank offering SBA-guaranteed small-business loans. Currently rated 4.9 stars across 2276 Google reviews.

$154M

in SBA approvals since 2019

96

SBA loans funded

Construction & Contractors · Hotels & Lodging · Medical Practices & Clinics

Top industries financed

Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).

About Fountainhead SBF LLC

Fountainhead SBF LLC is an SBA 7(a) and/or 504 lender with 96 approved SBA loans totaling $154M in 6 states since fiscal year 2019, per U.S. SBA FOIA records. Top industries financed: Construction & Contractors, Hotels & Lodging, Medical Practices & Clinics. Contact the bank directly for current programs and terms.

Serves SBA borrowers in 6 states

Fountainhead SBF LLC has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.

Industries Fountainhead SBF LLC finances

Business types Fountainhead SBF LLC actively lends to, from its SBA loan history. Tap one to see every lender serving it.

Common questions about Fountainhead SBF LLC

What is this place and what can I find here?

This is a commercial bank offering SBA loan programs to small businesses in Orlando, FL. You can find information about loan options, application processes, and personalized financial services designed to support your business growth.

Do I need an appointment or can I walk in?

Ask Fountainhead SBF LLC directly — some branches take walk-ins, others book SBA conversations by appointment.

What are the hours of operation?

Hours vary by branch and change. Check Fountainhead SBF LLC's website or call before you visit.

Is there a fee to use this?

Browsing this directory is free. Any loan fees are set by Fountainhead SBF LLC and the SBA program — ask the lender for its current schedule.

Who is this open to — anyone, or only residents/members?

The bank primarily serves small business owners in the Orlando area, but eligibility for SBA loans is based on business criteria rather than residency alone.

What minimum personal credit score does this bank look for in a guarantor?

Many SBA lenders look for a personal score around 640 or higher, but each bank sets its own bar and it changes. Ask Fountainhead SBF LLC what it looks for today.

How long does the traditional underwriting process take from start to close?

The process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Is this open on weekends?

Most bank SBA teams work weekdays; confirm with Fountainhead SBF LLC before planning a weekend visit.

How do I get there and where do I park?

Fountainhead SBF LLC is located in Florida — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

Who owns or operates this listing?

This page is an independent directory listing for Fountainhead SBF LLC, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Fountainhead SBF LLC itself, which runs its own lending under its own ownership. If you work at Fountainhead SBF LLC, you can claim this listing from this page to manage it.

How current is the information on this page?

The core details for Fountainhead SBF LLC — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Fountainhead SBF LLC before applying. If you represent Fountainhead SBF LLC, claim this listing to keep its information up to date.

How do I contact this listing directly?

You can reach Fountainhead SBF LLC by phone at (407) 326-0646 or online at www.fountainheadcc.com — the same details are in the contact card on this page.

What core industries does this commercial bank traditionally choose to finance?

Based on its approved SBA loans, Fountainhead SBF LLC most often finances businesses in hotels & lodging. This reflects Fountainhead SBF LLC's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Fountainhead SBF LLC which sectors it actively lends to before you apply.

Can I apply for an SBA Express line of credit at this branch?

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Fountainhead SBF LLC participates in SBA Express depends on its specific SBA lending authority. Contact Fountainhead SBF LLC and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Does this bank have Preferred Lender Provider status with the government?

Whether Fountainhead SBF LLC has SBA Preferred Lender (PLP) status is set by the SBA. Ask the bank directly; PLP lenders can approve in-house and often move faster.

Are start-up companies eligible for financing at this traditional institution?

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Fountainhead SBF LLC's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Fountainhead SBF LLC directly whether it considers start-up loans.

What are the typical down payment expectations for commercial real estate acquisitions?

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Fountainhead SBF LLC what down payment it expects for your specific commercial real estate purchase.

Does this bank impose prepayment penalties on short-term working capital facilities?

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Fountainhead SBF LLC to spell out any prepayment penalties before you sign.

Can I use loan proceeds from this bank to buy out an existing equity partner?

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Fountainhead SBF LLC to confirm it qualifies and how to document it.

Will historical personal bankruptcies automatically disqualify my loan application here?

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Fountainhead SBF LLC weighs this case by case under its own policy, so be upfront about your history and ask Fountainhead SBF LLC how it evaluates prior bankruptcies.

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