Fountainhead SBF LLC

This is a commercial bank offering SBA loan programs to small businesses in Orlando, FL. You can find information about loan options, application processes, and personalized financial services designed to support your business growth.

It's recommended to schedule an appointment to ensure dedicated service, but walk-ins are welcome during business hours. Calling ahead can help you prepare for your visit.

The bank operates Monday through Friday from 9:00 AM to 5:00 PM. It's best to contact them directly for specific appointment times or after-hours services.

There are no fees to access basic information or consult with the bank; however, loan processing and application fees may apply depending on the service.

The bank primarily serves small business owners in the Orlando area, but eligibility for SBA loans is based on business criteria rather than residency alone.

A minimum credit score of 650 is generally preferred, though higher scores improve approval chances.

The process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and Fountainhead SBF LLC typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Fountainhead SBF LLC to confirm current weekend availability before you go.

Fountainhead SBF LLC is located in Florida — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Fountainhead SBF LLC, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Fountainhead SBF LLC itself, which runs its own lending under its own ownership. If you work at Fountainhead SBF LLC, you can claim this listing from this page to manage it.

The core details for Fountainhead SBF LLC — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Fountainhead SBF LLC before applying. If you represent Fountainhead SBF LLC, claim this listing to keep its information up to date.

You can reach Fountainhead SBF LLC by phone at (407) 326-0646 or online at fountainheadcc.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Fountainhead SBF LLC before relying on them.

Based on its approved SBA loans, Fountainhead SBF LLC most often finances businesses in hotels & lodging. This reflects Fountainhead SBF LLC's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Fountainhead SBF LLC which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Fountainhead SBF LLC participates in SBA Express depends on its specific SBA lending authority. Contact Fountainhead SBF LLC and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Fountainhead SBF LLC can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Fountainhead SBF LLC's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Fountainhead SBF LLC directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Fountainhead SBF LLC what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Fountainhead SBF LLC to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Fountainhead SBF LLC to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Fountainhead SBF LLC weighs this case by case under its own policy, so be upfront about your history and ask Fountainhead SBF LLC how it evaluates prior bankruptcies.