Meadows Bank

This is a bank that provides SBA loan programs and financial services tailored to small and medium-sized businesses, helping them access capital for growth and operational needs.

It's recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment upon request.

There are no fees to visit or inquire; however, loan application fees and closing costs may apply depending on the financing arrangement.

This bank primarily serves small business owners and entrepreneurs in Nevada, but eligibility depends on meeting specific lending criteria.

A minimum personal credit score of around 640 is typically preferred, though higher scores improve approval chances.

The underwriting process usually takes approximately 30 to 45 days, depending on the completeness of documentation and loan complexity.

Most banks keep weekday business hours and are closed on weekends, and Meadows Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Meadows Bank to confirm current weekend availability before you go.

Meadows Bank is located in Nevada — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Meadows Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Meadows Bank itself, which runs its own lending under its own ownership. If you work at Meadows Bank, you can claim this listing from this page to manage it.

The core details for Meadows Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Meadows Bank before applying. If you represent Meadows Bank, claim this listing to keep its information up to date.

You can reach Meadows Bank by phone at (702) 471-2265 or online at meadowsbank.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Meadows Bank before relying on them.

Based on its approved SBA loans, Meadows Bank most often finances businesses in restaurants & food service, childcare & early education, food manufacturing & processing, medical practices & clinics, construction & contractors, and general retail. This reflects Meadows Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Meadows Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Meadows Bank participates in SBA Express depends on its specific SBA lending authority. Contact Meadows Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Meadows Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Meadows Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Meadows Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Meadows Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Meadows Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Meadows Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Meadows Bank weighs this case by case under its own policy, so be upfront about your history and ask Meadows Bank how it evaluates prior bankruptcies.