Titan Bank, National Association

This is a financial institution offering SBA loan programs designed to support small businesses with funding options for growth and development.

It's recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.

Titan Bank's Mineral Wells branch operates Monday-Thursday 9AM-5PM and Friday 9AM-6PM. Business banking customer service is available Monday-Friday 9AM-6PM CST. Confirm exact hours for your specific location with the bank.

There are no fees for visiting the bank; fees may apply for specific services or loan processing.

This bank primarily serves small business owners and entrepreneurs in the region, but eligibility depends on meeting specific loan criteria.

A minimum personal credit score of 650 is generally preferred, though higher scores improve approval odds.

The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.

Titan Bank's Mineral Wells Motorbank (drive-through) operates Saturday 9AM-12PM. The lobby is closed weekends, and SBA lending staff are available Monday-Friday. Confirm current weekend service availability.

Titan Bank, National Association is located in Texas — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Titan Bank, National Association, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Titan Bank, National Association itself, which runs its own lending under its own ownership. If you work at Titan Bank, National Association, you can claim this listing from this page to manage it.

The core details for Titan Bank, National Association — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Titan Bank, National Association before applying. If you represent Titan Bank, National Association, claim this listing to keep its information up to date.

For SBA business lending, contact Titan Bank's Business Banking Customer Service at 888-360-1300 (Monday-Friday, 9AM-6PM CST), call the Mineral Wells branch at (940) 325-9821, or submit the contact form at titanbank.com—they respond within 24 hours. Confirm current contact options directly.

Based on its approved SBA loans, Titan Bank, National Association most often finances businesses in dental practices, real estate & property management, restaurants & food service, construction & contractors, veterinary services, and hotels & lodging. This reflects Titan Bank, National Association's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Titan Bank, National Association which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Titan Bank, National Association participates in SBA Express depends on its specific SBA lending authority. Contact Titan Bank, National Association and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Titan Bank holds Preferred SBA Lender status, allowing them to approve SBA loans in-house without SBA review, which typically results in faster loan decisions. Confirm current PLP status with the bank.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Titan Bank, National Association's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Titan Bank, National Association directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Titan Bank, National Association what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Titan Bank, National Association to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Titan Bank, National Association to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Titan Bank, National Association weighs this case by case under its own policy, so be upfront about your history and ask Titan Bank, National Association how it evaluates prior bankruptcies.