Top SBA Lenders 2026
Top SBA lenders in North Carolina, 2026
147 lenders hold credited SBA approvals in North Carolina, 18,155 loans in total. Here are the ten with the most. Ranked by approvals alone; ties break alphabetically.
How this ranking works · Payment has no effect on rank.
| Rank | Lender | Based in | SBA approvals in state | Share | SBA dollars in state | Google rating |
|---|---|---|---|---|---|---|
| #1 | Wells Fargo Bank National Association | South Dakota | 2,302 | 12.7% | $588M | 3.0(23) |
| #2 | Truist Bank | North Carolina | 1,691 | 9.3% | $674M | 2.4(45) |
| #3 | Live Oak Banking Company | North Carolina | 1,061 | 5.8% | $1.4B | 3.4(145) |
| #4 | First National Bank of Pennsylvania | Pennsylvania | 945 | 5.2% | $694M | 2.2(6) |
| #5 | The Huntington National Bank | Ohio | 614 | 3.4% | $274M | 2.2(69) |
| #6 | Pinnacle Bank | Tennessee | 557 | 3.1% | $523M | 3.3(19) |
| #7 | Celtic Bank Corporation | Utah | 508 | 2.8% | $205M | 4.1(348) |
| #8 | PNC Bank, National Association | Delaware | 445 | 2.5% | $157M | 3.0(23) |
| #9 | First Bank | North Carolina | 440 | 2.4% | $286M | 4.6(10) |
| #10 | United Community Bank | South Carolina | 426 | 2.3% | $341M | 3.8(23) |
Source: U.S. SBA 7(a) and 504 loan-approval records (FOIA), aggregated August 18, 2026. Dollars and rating are shown for context only. They are not ranking inputs.
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#1 · Wells Fargo Bank National Association
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/wells-fargo-bank-national-association" width="300" height="110" alt="Ranked #1 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#2 · Truist Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/truist-bank" width="300" height="110" alt="Ranked #2 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#3 · Live Oak Banking Company
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/live-oak-banking-company" width="300" height="110" alt="Ranked #3 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#4 · First National Bank of Pennsylvania
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/first-national-bank-of-pennsylvania" width="300" height="110" alt="Ranked #4 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#5 · The Huntington National Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/the-huntington-national-bank" width="300" height="110" alt="Ranked #5 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#6 · Pinnacle Bank
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/pinnacle-bank" width="300" height="110" alt="Ranked #6 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#7 · Celtic Bank Corporation
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<a href="https://sbalendersusa.com/top-sba-lenders-2026/north-carolina"><img src="https://sbalendersusa.com/api/awards/badge/north-carolina/celtic-bank-corporation" width="300" height="110" alt="Ranked #7 SBA lender in North Carolina, 2026, by SBALendersUSA"></a>#8 · PNC Bank, National Association
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