Touchmark National Bank

This is a financial institution offering SBA loan programs and small business financing solutions designed to help entrepreneurs grow and succeed.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated based on availability.

Touchmark National Bank operates Monday through Friday from 9:00 AM to 4:00 PM. Please confirm current business lending hours directly with the bank.

There are fees associated with SBA loan processing, including application and closing costs, which vary depending on the loan terms.

This bank primarily serves small business owners and entrepreneurs, with services available to qualified applicants nationwide.

Typically, a minimum personal credit score of 640 is preferred, though higher scores improve approval chances.

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and Touchmark National Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Touchmark National Bank to confirm current weekend availability before you go.

Touchmark National Bank is located at 3651 Old Milton Parkway, Alpharetta, GA 30005. For parking details and directions, please contact the bank directly.

This page is an independent directory listing for Touchmark National Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Touchmark National Bank itself, which runs its own lending under its own ownership. If you work at Touchmark National Bank, you can claim this listing from this page to manage it.

The core details for Touchmark National Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Touchmark National Bank before applying. If you represent Touchmark National Bank, claim this listing to keep its information up to date.

You can contact Touchmark National Bank by phone at (770) 407-6700, via their contact form at https://www.touchmarknb.com/contact-us, or online at touchmarknb.com. For SBA loans specifically, please confirm their services with the business lending department.

Based on its approved SBA loans, Touchmark National Bank most often finances businesses in hotels & lodging, restaurants & food service, general retail, gas stations & convenience, manufacturing, and automotive repair & services. This reflects Touchmark National Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Touchmark National Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Touchmark National Bank participates in SBA Express depends on its specific SBA lending authority. Contact Touchmark National Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Touchmark National Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Touchmark National Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Touchmark National Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Touchmark National Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Touchmark National Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Touchmark National Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Touchmark National Bank weighs this case by case under its own policy, so be upfront about your history and ask Touchmark National Bank how it evaluates prior bankruptcies.