First National Bank of Pennsylvania

This is a local SBA lender offering small business loans and financial services tailored to your business needs, including SBA 7(a) loans and other support programs.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated based on availability.

First National Bank of Pennsylvania's Greenville location is open Monday through Thursday 9:00 AM to 4:00 PM and Friday 9:00 AM to 5:00 PM. Please confirm current hours directly with the bank.

There are no fees to visit or inquire; fees are associated with loan processing and closing, which are disclosed upfront.

This service is primarily available to small business owners in the region, with some programs open to non-residents depending on eligibility.

A minimum personal credit score of 640 is typically required, though higher scores improve approval chances.

The underwriting process usually takes between 2 to 4 weeks, depending on the completeness of documentation and loan complexity.

This location is closed Saturday and Sunday. SBA lending staff are available Monday through Friday.

First National Bank of Pennsylvania is located in Pennsylvania — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for First National Bank of Pennsylvania, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by First National Bank of Pennsylvania itself, which runs its own lending under its own ownership. If you work at First National Bank of Pennsylvania, you can claim this listing from this page to manage it.

The core details for First National Bank of Pennsylvania — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with First National Bank of Pennsylvania before applying. If you represent First National Bank of Pennsylvania, claim this listing to keep its information up to date.

You can reach First National Bank of Pennsylvania at (724) 588-6770, 1-800-555-5455, or fnbcustomerservice@fnb-corp.com. For SBA loans specifically, ask for their business lending team.

Based on its approved SBA loans, First National Bank of Pennsylvania most often finances businesses in restaurants & food service, construction & contractors, general retail, manufacturing, medical practices & clinics, and wholesale & distribution. This reflects First National Bank of Pennsylvania's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with First National Bank of Pennsylvania which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether First National Bank of Pennsylvania participates in SBA Express depends on its specific SBA lending authority. Contact First National Bank of Pennsylvania and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. First National Bank of Pennsylvania can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. First National Bank of Pennsylvania's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask First National Bank of Pennsylvania directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask First National Bank of Pennsylvania what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask First National Bank of Pennsylvania to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with First National Bank of Pennsylvania to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. First National Bank of Pennsylvania weighs this case by case under its own policy, so be upfront about your history and ask First National Bank of Pennsylvania how it evaluates prior bankruptcies.