Florida Business Development Corporation

This is a financial institution that specializes in SBA loans and small business financing, providing support and funding options to help your business grow and succeed.

It's recommended to schedule an appointment to ensure dedicated assistance, but walk-ins are also welcome during business hours.

The bank operates from Monday to Friday, 9:00 AM to 5:00 PM.

There are no fees for inquiries; however, standard loan application and processing fees may apply depending on the loan type.

This institution primarily serves small businesses and entrepreneurs within the region, but eligibility depends on meeting specific loan criteria.

Yes — non-bank lenders like Florida Business Development Corporation often work with borrowers whose personal credit falls below the 640 mark that many banks treat as a floor. They tend to weigh business cash flow, time in operation, and overall fit alongside your credit score. Approval and terms still depend on your full profile, so ask Florida Business Development Corporation what minimum it looks for.

Many non-bank lenders run a largely online process — application, document upload, and verification handled digitally, often with faster decisions than a traditional branch. Whether Florida Business Development Corporation's pipeline is fully digital from start to finish depends on the provider. Check Florida Business Development Corporation's website or ask their team how much of the process you can complete online.

Florida Business Development Corporation is a non-bank lender, so there is usually no branch to visit and its team generally works standard weekday hours. Many non-bank lenders do let you start or continue an application online at any time, including weekends. Check Florida Business Development Corporation's website or call to confirm when staff are actually available.

Florida Business Development Corporation operates from physical offices including the Tampa headquarters at 1715 N Westshore Blvd., Suite 780, Tampa, FL 33607, with additional offices in Miami, Orlando, and Jacksonville. Parking information is not publicly listed on their website; confirm specific details with your local office.

This page is an independent directory listing for Florida Business Development Corporation, an SBA-participating non-bank lender (a development company or community fund). It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Florida Business Development Corporation itself, which runs its own lending under its own ownership. If you work at Florida Business Development Corporation, you can claim this listing from this page to manage it.

The core details for Florida Business Development Corporation — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Florida Business Development Corporation before applying. If you represent Florida Business Development Corporation, claim this listing to keep its information up to date.

You can reach Florida Business Development Corporation by phone at (813) 348-0660, email at info@fbdc.net, or through their contact form at fbdc.net/contact. Please confirm current contact details directly with the lender.

Non-bank lenders like Florida Business Development Corporation usually place more weight on business revenue, cash flow, and time in business, and less on a high personal credit score or hard collateral than a traditional bank. That can mean faster approvals and more flexibility, sometimes at a higher cost. Ask Florida Business Development Corporation what it requires and how its criteria compare for your situation.

Generally no — non-bank lenders typically do not hold deposit accounts, so Florida Business Development Corporation usually cannot and will not require you to move your business checking to them, and you keep your existing bank for day-to-day banking. A deposit-relationship requirement is far more common at traditional banks, but confirm the specifics with Florida Business Development Corporation.

Many non-bank and online lenders are comfortable with asset-light businesses — software, services, e-commerce, and online retail — because they underwrite on cash flow and revenue rather than physical collateral. That said, Florida Business Development Corporation sets its own focus and may serve a broad mix of industries. Ask Florida Business Development Corporation whether your field and business model fit what it typically funds.

Non-bank financing can come as fixed or variable term loans, lines of credit, or revenue-based structures, and rates are often higher than a traditional SBA bank loan to reflect faster funding and looser criteria. The cost may be quoted as an APR or a factor rate. Ask Florida Business Development Corporation for the full APR and total repayment amount so you can compare offers fairly.

Refinancing or consolidating expensive merchant cash advances into a lower-cost term loan is a common goal, and some non-bank lenders and SBA programs allow it when the numbers support it. Eligibility depends on your cash flow and the existing debt. Ask Florida Business Development Corporation whether it refinances merchant cash advances and what it would take to qualify.

In many SBA-backed deals a seller note can count toward part of the borrower's required equity injection, often when it is placed on full standby for a set period. Whether Florida Business Development Corporation permits this, and on what terms, depends on the lender and the SBA rules in play. Confirm with Florida Business Development Corporation how it treats seller notes in your specific deal.

Some lenders take part in SBA export and trade programs such as the Export Working Capital Program or the International Trade Loan, which support businesses that sell abroad. Availability varies and not every non-bank lender offers them. If you export or plan to, ask Florida Business Development Corporation whether it offers export or international trade financing.

If an appraisal or valuation comes in below the agreed purchase price, the gap usually has to be covered — by renegotiating the price, the buyer adding more cash, or the seller carrying a larger note — because lenders generally lend against the lower of cost or appraised value. Ask Florida Business Development Corporation how it handles a valuation shortfall before you commit.